American Acceptance

Facebook0Twitter0Google+0LinkedIn0Email
Address 1725 Ashley Circle
City Bowling Green
State Kentucky
Zip Code 42101
Phone 1 800-877-2681
Phone 2 888-326-2790
Phone 3 888-463-9053
Fax 270-783-0079
Colorado Lic.#988166
Address 4603 Desert Varnish Drive
City Colorado Springs
State Colorado
Zip Code 80922
Phone 1 719-622-0111
Address 4465 North Park Drive, Ste 301
City Colorado Springs
State Colorado
Zip Code 80907

What is Debt Collector Harassment?

Is a debt collector calling you repeatedly? Do you feel like something is wrong with the correspondence between you and the collection rep?

Thankfully there was a law put in place that specifies exactly what a debt collection company can and cannot do in their attempts to recover debt from you. This law is called the Fair Debt Collection Practices Act- FDCP.

Banner468x60

The FDCP

This act states that debt collectors can not abuse, harass, intentionally annoy or lie to you. So what exactly are some examples of this harassment?

  • Calling you repeatedly. This all in the attempt to annoy and harass you or any of your family or friends they are contacting.
  • The use of obscene language. This is strictly prohibited. This is both unethical and immature of the collection agencies.
  • Use of false threats- especially telling you that they can harm you financially.
  • Publicly list out your name as an owner of debt- on websites or social networks.
  • When they call you, they must clearly identify themselves and the creditor that may have hired them.

Call an Attorney

Call Francis and Mailman today to help you fight back against these abuses. Get a free consultation now at 877-735-8600. We are ready to take your call.

Banner468x60

  1. Kathy L. Stamper says:

    American Acceptance Solutions has been calling my home repeatedly and leaving messages for someone I do not know. Apparently the person they are trying to reach used to have my phone number. I have left numerous messages for them to remove MY number from their system and to stop calling me. They are trying to reach Herbert Keys (sp) at 903-284-6879, ref. case #123819. I am now forced to file harassment charges against them. This company is not a company that any respectable person or company should do business with!

  2. Mr Muhd Allam says:

    LESAH TRADING COMPANY SND BHD
    NO 32 TAMANLI HUA BINTULU 97000
    SARAWAK,MALAYSIA.

    Greetings Counselor,

    I am Mr Muhd Allam, I am a businessman and owner of the above
    named company from Asia and who apparently conducts his business in

    quieter ways.

    I come to you with a business matter that is unsettling my mind
    alot and with a view of seeking your assistance.

    I have some uncollected funds in the North America (USA)
    arising from some business transactions carried out this year.
    The payment is long overdue by more than 90 days.
    It’s really a setback I had not counted on, not small money you
    know.

    I want your legal advice and representation in recovering this debt.

    I await your reponse.

    Thank you.

    Yours faithfully,

    Mr Muhd Allam
    For: LESAH TRADING COMPANY SND BHD.

Share your experience or comments

Francis & Mailman, P.C. is not responsible for the creation or development of the below comments and does not endorse the views or opinions expressed therein.

Do you have inaccurate information on your credit report? You may be entitled to compensation. Submit your case online to one of our attorneys for a free case review.

Free Case Review