Asset Acceptance Corp.
Cases Against Asset Acceptance Corp.
Etapa v. Asset Acceptance Corp., 373 F. Supp. 2d 687 (E.D.Ky.
2004).
Collection agency made false and misleading statements
to consumer. The collection agency’s attorneys were not
held responsible for these FDCPA violations.
Zamos v. Asset Acceptance, L.L.C., 423 F. Supp. 2d 777
(N.D. Ohio 2006).
When a debt collector provides inaccurate information to
the credit reporting agencies, it is a violation of the
FDCPA, but it is not a direct violation of the FCRA.
Hartman v. Asset Acceptance Corp., 2004 U.S. Dist.
LEXIS 24845 (S.D. Ohio Sept. 29, 2004).
Debt collector violated the FDPCA by making false
statements in an affidavit filed in state court.
Wright v. Asset Acceptance Corp., 1999 U.S. Dist.
LEXIS 20675 (S.D. Ohio Dec. 30, 1999).
Debt collector’s notice to consumer threatened a law
suit based on the fact that consumer was employed
full-time and failed to notify the collection agency.
This is important because an unemployed consumer would
not have viewed the letter as threatening suit but a
consumer who was employed full time would interpret the
letter as threatening suit.
King v. Asset Acceptance, L.L.C., F. Supp. 2d , 2006
WL 2714734 (N.D. Ga. Sept. 19, 2006).
Debt collector did not violate the FDCPA by reporting a
fraudulent debt to the credit reporting agencies. The
consumer did not dispute the debt as fraudulent until
after it was reported to the bureaus.
Bull v. Asset Acceptance, L.L.C., 444 F. Supp. 2d 946
(N.D.Ind. Aug. 15, 2006).
Consumer disputed the amount of money the debt collector
was charging in attorney’s fees. The debt collector did
not violate the FDCPA by charging a very high cost for
attorney’s fees. Consumer agreed to pay attorney fees if
they defaulted on the debt.
Vickey v. Asset Acceptance, L.L.C., 2004 WL 1510026,
U.S. Dist. LEXIS 12426 (N.D. Ill. July 2, 2002).
The debt collector did not violate the FDPCA by charging
a greater interest rate than the original creditor.
Contact Asset Acceptance Corp.
28405 Van Dyke
Avenue
Warren,
Michigan 48092
Phone:
(586) 446-7818
Fax: 586-446-7837
Web
Address:
www.assetacceptance.com
(Branch offices in
Baltimore, San Antonio, Cleveland, & Brandon, FL.)
2840 S. Falkenburg
Road, Riverview, FL 33569 (Physical
Office in Brandon, FL)
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