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Asset Acceptance Corp.


Cases Against Asset Acceptance Corp.

Etapa v. Asset Acceptance Corp., 373 F. Supp. 2d 687 (E.D.Ky. 2004).


Collection agency made false and misleading statements to consumer. The collection agency’s attorneys were not held responsible for these FDCPA violations.

Zamos v. Asset Acceptance, L.L.C., 423 F. Supp. 2d 777 (N.D. Ohio 2006).

When a debt collector provides inaccurate information to the credit reporting agencies, it is a violation of the FDCPA, but it is not a direct violation of the FCRA.

Hartman v. Asset Acceptance Corp., 2004 U.S. Dist. LEXIS 24845 (S.D. Ohio Sept. 29, 2004).

Debt collector violated the FDPCA by making false statements in an affidavit filed in state court.

Wright v. Asset Acceptance Corp., 1999 U.S. Dist. LEXIS 20675 (S.D. Ohio Dec. 30, 1999).

Debt collector’s notice to consumer threatened a law suit based on the fact that consumer was employed full-time and failed to notify the collection agency. This is important because an unemployed consumer would not have viewed the letter as threatening suit but a consumer who was employed full time would interpret the letter as threatening suit.

King v. Asset Acceptance, L.L.C., F. Supp. 2d , 2006 WL 2714734 (N.D. Ga. Sept. 19, 2006).

Debt collector did not violate the FDCPA by reporting a fraudulent debt to the credit reporting agencies. The consumer did not dispute the debt as fraudulent until after it was reported to the bureaus.

Bull v. Asset Acceptance, L.L.C., 444 F. Supp. 2d 946 (N.D.Ind. Aug. 15, 2006).

Consumer disputed the amount of money the debt collector was charging in attorney’s fees. The debt collector did not violate the FDCPA by charging a very high cost for attorney’s fees. Consumer agreed to pay attorney fees if they defaulted on the debt.

Vickey v. Asset Acceptance, L.L.C., 2004 WL 1510026, U.S. Dist. LEXIS 12426 (N.D. Ill. July 2, 2002).

The debt collector did not violate the FDPCA by charging a greater interest rate than the original creditor.

 

Contact Asset Acceptance Corp.


28405 Van Dyke Avenue
Warren, Michigan 48092
Phone: (586) 446-7818
Fax: 586-446-7837
Web Address: www.assetacceptance.com
(Branch offices in Baltimore, San Antonio, Cleveland, & Brandon, FL.)
2840 S. Falkenburg Road, Riverview, FL 33569 (Physical Office in Brandon, FL)

 

 

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Share your experience or comments about this company.

People from PARC have been harassing me on the phone. They have some sort of bill from BMHS in San Antonio that they are trying to collect. They will not give me details, but continue to call me daily. I have written to them, e:mailed them, and talked to them. I sent a check as a payment and asked them to tell me what the balance is. I hear nothing but get computer generated harassing phone calls.

jhs
#1 - Jim Salling - 11/22/2008 - 21:45
SPAM calls
Received phone call, no one on the line, left no message. When I tried to return the call, I received a recording, asking me to hold for a representative. After about 30 seconds, I was disconnected. Have no relationship with this business.
#2 - garrynyc - 12/03/2008 - 21:08
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