Bay Area Credit Services

Previous employer send check for a medical bill they were liable for. With the check they send a letter explaining their liability and requesting that my record be clear. They request that the check be returned if this was not possible. Bay Area cashed the check and refused to clear the account. Three months latter the credit report is the exact same. They have lied several times and ignored certified letters requesting a statement on the status of the account.

I dispute matter the bill of 1-313-535-8336 I moved out and had thephone service disconnect on april-01-2007 my bill was transfered to my new number refence acct 79295438

About five years ago the insurance company Aetna paid a bill to American Medical Response. I was told this bill was paid. The insurance company screwed up the payment and neither company bothered to let me know I owed money.

Several months later I got a phone call from a person from a collection agency saying I owe money and it must be paid now or it would go on my credit report.

There is no way I am giving a credit card number or any other information over the phone. I told him I have to verify if what he said was correct. He also had a very old home address.
Since this sounded like a scam I was going to file a police report for fraud but decided to research the company to see if it is real.
I took a few weeks of dealing with Aetna Insurance and these creeps to get Aetna to pay most of the bill. Aetna wouldn't pay the outrageous interest these creeps charged me. I still want to get back the three hundred the collection agency charge me plus five years interest.
The local newspaper San Jose Mercury News has a consumer column called Action Line. They ran a story about someone else having almost the exact same problem.

Check did not have to CLEAR it was Cashier\'s Check with almost 30 days into it and NO RECEIPT and would NOT Fax either. About ready for Court for FCRA Violations. BEWARE!They want the funds NOW but to give payment receipt, on THEIR TIME.

I was contacted by my ex wife about a bill i was suposed to owe this company. I had a phone #1-866-882-7666 to contact Roy I ask this person what this is all about he could not tell me, Iasked for their address he would not give it to me. he said he just hung up on John Warman I said how could he be talking to me as i was on the phone waiting for him, he told me that i was not the one he was looking for I ask how he got my exwife,s phone # as Ihavent any contact with her for 40 years, he would not tell me and hung up on me.Piss pore company.

Bay Area Credit Service purchased my debt from AT&T, when I arranged to pay them they set up a withdrawl date to charge my debit card, sent me a letter informing me of the exact amount of the charge two days before it hit, and then extracted a $4 service fee on the date of the transaction that made the much larger payment amount get declined. No informing of a 'service fee' in the letter or on the phone, and no consent on my part to pay it. When I called them about it they said that they charge this 'service fee' any time that they accept your payment. A fee for paying you ? What Bull !

Now they won't reverse the fee, or have 4 bucks knocked off of the total I owe. I just get sent roundabout from one know nothing Indian call center worker to another.

They have started calling my Father's cell phone number and harassing him about my debt as well. Clear violators of the Fair Credit Reporting Act. I'll be calling the Attorney General in my state before giving them one thin dime.

Bay Area Credit is harrassing me over an account for my son. We set the account up and paid the monthly payments faithfully to AT&T every month. We dropped their service in early spring when they would not repair the line to my son's house. We went with a different service but was caught up with them when we cancelled the service. They sent a bill for services not rendered and then turned it over to Bay Area when I refused to pay. Bay Area Credit is a very beligerant company and wants information I will not give over the phone. I am not sure this company branch exists. The number they called me from was 866-882-7666. Spoke with Andrew, then Mr Anderson then AJ. To Mr John T Coffee 111... I did get the address from them. I talked to three different people but their bosses were in a meeting. Convenient huh.

Bay Area Credit Service purchased my debt from AT&T Cell phone Company when I arranged to pay them they set up a withdrawl date to charge my debit card, and then extracted a $4 service fee on the date of the transaction. $184.00 was withdrawn from my banking account, however Bay Area Credit Collectors started calling me again 2 months later stating I never paid the amount and would like to set up payment arrangement. I went and pulled up my on -line banking information and looked up the date it cleared my bank account as a AUTODRAFT. I told the (non-speaking English India-sounding man) this and he said it was returned to me they never got the payment, I went to the bank sat with the representative and she confirmed that the payment was indeed deducted by BAY AREA CREDIT. I faxed proof of the bank statement showing the deduction, ( no account information showing of course)to Bay Area Credit, but I still continue to recieve "collection calls"
I have tried speaking to a manager by the name of Mark Robinson who is "never in the office" I am now in the process of contacting an attorney to clear this account. My advise from experience and from the advise of a bank rep. NEVER PAY A BILL COLLECTOR!! ONCE THE BILL COLLECTOR CALLS YOU, YOU WILL NOT BE ABLE TO CLEAR UP A DEBT!! IT WILL STILL GO TO THE CREDIT BUREAU AND THEY WILL KEEP YOUR MONEY AND NEVER CLEAR THE DEBT!! that is exactly what as happened to me! I am out of $ 184.00 and still can't clear the debt...
Clear violators of the Fair Credit Reporting Act. I'll be calling the Attorney General in my state before giving them one thin dime.

We have made our pmts and they still keep calling all day and night...And they don;t listen to what we have told them but we are following threw on our end of the deal....very very fustrated.

Calling from a new number now: 800-399-2019. It must be an automated outdial system as it calls at the same times EVERY day: twice in the morning (8:30am & 10:45am) and about 3-4 times from noon-9pm.

Got a missed call from this comp., so I called back an hour later. A woman (Spanish accent, un-professional, not even introduce herself on the phone)said I owed $500+ to an Ambulance Service. I was freaked out and said: "I've never used this service before, and even if I did, my insurance company would have pay for it". I asked what the name of the Ambulance Service, time, and place i've used. Then the woman apologized and said it's already been paid by my insurance.And since it's been paid, she wasn't able to pull out the info. Surprisedddd...within 1 hour, everything was clear. So I asked what insurance paid for it, she again apologized for not being able to give out that info because the system has not been updated yet.

I was unable to make payment for my cell phone due to zero income for the past 4 months. They spelled my name wrong when called so officially I don't know the person they are trying to contact. I know ATT had the correct spelling. This collection service charges $184 just to have the privaledge of paying what you owe to them on top of what you really owe.

I am disputing a bill from AT@T for approx. $290.00. I requested service disconnect on 10/27/2011 due to moving at that time. I am now being billed for services up to 09/06/2011. I have called AT&T & disputed the bill numerous times. They agree with me over the phone & send a revised bill, then will send another bill after that with a larger amount. I presently use AT&T at my new residence with out problem or threat of disconnect. I do not understand!The last person I talked to at AT&T told me if I had a confirmation # to give them they could take care of, This is after he looks at the records & acknowledges that I called in on 07/27/2011 to have my services transferred to my new place of residence.

had a medical bill. insurance paid, i paid co-pay, yet they still trying to collect money. what a sham!

i want you to know that this company has automatic debit my checking account with my bank causing me to be overdrawn and the bank charges $38.00 ea time . when will this stop. they get your info up front then they can rip you off any time for any amount. looks like they should pass a law unless you go to your bank and fill out some type of paper no one can just take what amount they want when they want. you can bet i will be filling a dispute with the bank on this one. ticked off

I am writing this letter to dipute the amount AT&T staes i owe I am willing to pay $50.00 weekly to the Bay Area collctions in the amount of totaling $500.00 Due to me informing AT&T I was having difficulty with my brother in law holding his agreement for the phone. I was then laid off only living off of unemployment weekly. I did not agree to terminate service with them therefore i should not have to pay for termination fees.

I am writing this because a supervisor with Bay Area Credit Services did not want to hear my dispute about a bill with Wells Fargo Dealeres Services, Inc. I provided all documents required for this matter to be taken off my credit report, but the supervisor did not want to let me speak & hung the phone up in my face while I was talking & would not pick-up after many call backs. This took place on 1/17/2012 @ 1:20 PM. I provided info to Ms E. Brown on 1/13/2012 about this matter with all my copies to show that I had insurance on my car during the time in question. I will forward all of my info to the Better Business Bureau about this matter dealing with Bay Area Credit Services. When people hangup on Collectors I see why that takes place now, I didn't understand before today.

They have been calling me for two months asking if I was a David Nelson...I'm not, but they gave me no chance to tell them until today. I'm now thinking about getting a lawyer and suing their butts off for harassing me for two months without actually speaking to me. They got the wrong guy...I bite back!

I just asked them to send me something in the mail, they claimed they sent it then I said could you e-mail me something? they could not what kind of fly by nite company are we dealing with?

I financed a truck with Wells Fargo. After two years of no late payments I couldn't keep the truck anymore. It got repo'd and Bay Area Credit picked up the account. I have been paying on this account for two years but they refuse to change it's status to current and to show that I'm making payments on it. I was just laid off and told them I cannot keep paying the account because unemployment is 65% of my salary. They are now harassing me stating they will take me to court and garnish my wages. Being unemployed, I have no choice. Very rude on the phone not to mention they call me everyday to try to set up a payment plan. Harassment at its finest.

my dad open an new account on AT&T u-verse internet home services two months ago, we always pay bill on time,just received a money collection letter from bayarecredit. asking me to pay $99 dollars, wondering how did they find my information, eventhought they have their website and phone number stuff, i google it, finally found this page...thank you guys,

This company is tryin to collect on a bill from 2009 that dosnt exist it's 2012 very rude ignorant people have no info on nothing u need but a ready n willing to take a payment I won't pay them a dime they have to prove to me that is a lagitement bill from 3 years to now the wont get a penny from me