Check and Credit Reporting, Inc.

This is another case of a JDB company, Junk Debt Buyer. They lied to the Ohio Attorney General, then forward the debt to someone else after a full media validation letter was written to this company, and they still did not send out a first initial written notices. Most of these so-called debt collectors do not want to write a letter to you, they rather attempt to bully you into sending them money. Wow. I ran into more and more lazy people. We need people in the agency that are going to do their job. She sided with the scam artist not checking to see if this - what can you do if your Atty General Rep or "specialist" lol wow, do not do their job? They are getting away with their act and they are not licensed to operate in our state. wow

purchase old debts and are illegally operating in my state.

This company is dirty, they do not know how to collect a debt, and they will never get a dime from me. They treaten jail call your friends you name it. Can't wait till someone shows them how the cow ate the cabbage.

This company contacted me in July. I don't remember taking a loan out that they said I did and the references they said I used I never have but since they said I would go to jail if I didn't pay them I started a payment plan. They are supposed to take out money once a month. This last time the took out money twice in one day. Figuring it was just a mistake I gave them a call. No. Matter what exstention I use it sends me to the same voicemail. (Box 517) witch is full. I got online and found their website and the number on there is a live chat number. I then tried to email them and the email was rejected by host. Not sure what to do. Thinking I've been scammed. I have given them a total of $629.15 plus $70 in overdraft fees from their mistakes. Anyone else have this problem or know how to get ahold of them? Thanks

ok they hound me and hound me when i asked for proof of the check they say that its locked up they cant get it and then said i needed to give them a credit card and pay this and i told them i wasnt sending nothing and then today they call me and said where do i want my court papers to be sent and i wasnt home well statue of limitations in my state is 1 yr misdemeanor and anything over 300 is a felony no statue of limitations so they say what i owe is below that so they might as well quit now or i will get a lawyer and get them so i hope they read this cause if they think im going to pay something that they cant or wont prove is mine then they better get there credit card out and pay it they self

i just got a call from my aunt that said these people are calling my grandfather telling them I commited fraud against somebody and that I have to contac them before they take me to court, i called them and its about a payday loan i got 4 years ago. the guy said unless i give them my checking acct info over the phone so they can debit my acct, i will be taken to court by the payday loan company. i told them i wasnt comfortable doing that and asked for an address where i can send a $order and they said "since 9-11 happened they dont receive mail" and they refused to send me anything in the mail explaining the debt. I want to pay this but I refuse to give my acct info over the phone and they are in direct violation of the FDCPA by telling my aunt I commited fraud. I dont know what to do at this point.

I think I may be a victim of this group too? Just had a call that Im to be served papers,at a scheduled time, in a couple of days. When I called the number the server gave me, it goes to a voicemail for this company. CCR Legal. I to, do not know what debt I have that I owe this company. Not sure what the regulations in my state are. Time to look them up.

Got a call today, gentlemen stated that he wanted to verify that i would be home tomorrow at 10 o'clock because he was going to serve me with papers. He called from an unavailable number which was strange. he then gave me a number to call and I spoke with a guy named Ian Curtis, who sounded like the man that I just talked to. He stated that in 2003 I had a bounced check for a payday advance company, and I explained to this gentlemen that I paid this company in full, in cash. He stated that he could not see what the court order was, but if I don't get it taken care of, I would be charged attorney fees, and they would do a background check to see if I bounced any other checks. told me to fax over the proof or I would be serviced to go to court. found their website www.checkandcreditreporting.com. not for sure if it'strue or not, but I will find out at 10am tomorrow

Well just like (#8 - stacy) I too received a phone call from this company. The gentleman's name whom called and left a "formal notice" on my VM was "Tony Wilson". So guess what I did, called back, got IAN CURTIS too and he sounded just like "Tony Wilson". When I inquired about "Tony Wilson" IAN informed me that they didn't have a Tony Wilson in the building but that he may be someone who worked out in "my area" (which by the way, how would IAN have known which number or area I was calling from if I BLOCKED MY OUTGOING NUMBER?!)...Anyway, "Tony" might've been someone who worked out of my area and IAN wanted to know if I was left a time and date of service. I explained to IAN that I was formally requesting that his company no longer contact me by telecommunications and that I was going to send them a "Cease & Desist" letter by the end of the week; and that if he or anyone else called me I was going to report them to the Texas Attorney General AND the FTC. WELL, MR. IAN CURTIS GOT UPSET WITH ME AND RAISED HIS VOICE..."MA'AM THIS IS A LEGAL MATTER..." I cut him off and I replied, "Sir, I don't care what type of matter you're claiming this is, I'm requesting that you don't call me anymore or I will report you and your company..." so he cut me off, "OK MA'AM I'M HANGING UP"...AND so MR. IAN CURTIS hung up on me, LOL!!

received a call from a mr. adams that an electronic check to a certain company was returned nsf and he said i now owe this company over 1000 for a 237 debt. i agreed to make payments but also insisted that i had paid this already and i would investigate further. so now i have tracked down this payment that i made over 8 months ago and told him about it and to stop taking any more money out of my and account and then of course he threatens me with more legal action so being in ohio would i report them to the ohio attorney general? this is frustrating not only because i paid this already but because right now i am collecting unemployment and can't afford to pay twice for one debt so much trash in this country!!!

This company is full of it. I tried to call the number listed on the websites, one number was a healthcare provider and the other was a chatline. The person who called me was Dean Jared who claimed to be the Director of Operations. When I explained to him that I did not have the funds to pay today he directed me to Mrs. Long. She didn\\\'t even give me a first name. She told me that I could pay $50 today to hold off on trial but if I couldn\\\'t I would be facing over $3000 in fees and fines for a $225 loan. If amyone wants the number they are using now it is (866) 519-6848

My wife just got a call from these people and they are at it again! They told my wife that unless she paid them 500 dollars in 15 min that they would be pressing fraud charges on her. I found this request very odd so we began questioning the woman(Amy) and she got upset and told my wife that she is not the one. maybe if they would at least act like real debt collectors they could fool more people but we are not paying this and if they call back I'm gonna make sure that they realize that we are not the one!!

I recieved a phone call from them tonight all though they gave me a different # But still the same company"s name. They told my husband he wrote out a 1500. check to a cash n go ( they have it on camara) in 2009 and being it was over 500. He would go to prison if he does not take care of it . They were trying to prevent it. the said that it was done in a town we use it live in problem with that is that, town Did Not have a cash n go second we know better than to write a check for that amount ( we are not rich) I ask them to see the proof We will see it when we go to court was their reply. I told her that we have had identy theif happen in 1985 and I know it wasn't us. They told my husband that a warrent would be issued out for him tomarrow. They did some researh cause she knew a little about us well it ended up my husband was going to deal with them and when he asked to send them $ to them in payments thay said only debit card I told hin tell them tomarrow he will call them bacK give me time to investagate. I have called our local police dapt and he said he bet his next paycheck it is a SCAM. Tomarrow I will be calling my friend that is an attorney and Hopefully I will Never hear from these people again. I refuse to he SCAMED again!!!

this place is not a debt collections company. they coincide with the national attorney network. i owed money for a bad check i wrote and they were willing to help me out on a 5000 dollar check for a car loan...are ppl just mad because they had to pay what they owe.....and no i do not work for the company if any of u are gonna say that

This place is a scam. If you call their phone number after hours it says that the number is not in service or it's disconnected. When asked about their business license the dude with the scraggly voice said the owner had it. Then when asked to speak to the owner his response was that he was on vacation. I asked for his phone number and of course...he couldn't give it to me. I too told them that I was gonna hit them with a cease and desist order. I already contacted the Federal Trade Commission and reported them.

Sad excuse for a debt collection service.

This lady Amy called me today and really had me scared but i told her i needed to call her back then i looked them up on bbb and read all the mess that there. I called her back and let her have it for even being willing do this to me after telling her im on unemployment and i have kids not to mention i paid the debt years ago that she was talking about she told me the sherrif is on the way i told her ill be on the porch

I Keep calling and calling this number 1 (866) 519-6848 first to ext 1 the next time use ext 746 set up payment plan paid my first $ 250. 00 They promised I would get all my information payment plan in writing in the mail to me never received anything.Now they want to serve me court papers asked me to call another number I left messages with my call back # no information on this CCR legal Services ?? Now Whats going to happen next ? Are these people Legal??

This place is a total scam! Not only do they illegally threaten people and try to collection on accounts that are too old and included in bankruptcy but they don't appear to be licensed in New York (where they say they operate from) or any other state I've found so far. Liars and cheats!! EVERYONE WHO HAS DEALINGS W/THEM SHOULD REPORT THEM TO THE FEDERAL TRADE COMMISSION AS QUICKLY AS POSSIBLE SO THEY CAN BE SHUT DOWN!!!

This company is a complete scam & they are some dirty people they called me & said that I owed a bill from 2002 & if I did not pay it within the day that i would face prison time so being the fool I paid it come to find out I took care a that bill years ago so I contacted my attorney she called this company & they do not even have an active business license As soon as my attorney told the lady from this company that she was an attorney she hung up on her & the number was disconnected so now I am trying to figure out a way to get my money back & never mind this all took place right before Christmas so please be aware these people are scandalous.

Well, it looks like I was contacted by this company. The number on here goes to another number that goes to a chat line. They said I had a payday loan that I defaulted on back in 03 so they wanted me to pay it off or they would garnish wages, garnish income tax so on and so on. Well they are not getting a dime from me. I am going to change my bank card tomorrow so nothing can be deducted from my account. So beware of this company.

i GOT A CALL SAYING I OWED THEM 1800 DOLLARS FROM A PAYDAY LOAN 8YRS AGO. I PAID THAT LOAN OFF 8YRS AGO. I WAS TOLD THAT I WOULD BE SERVED PAPERS THE NEXT MORNING, THAT DAY NEVER CAME. THEY ALMOST MADE ME BELIEVE THAT I PAID IT OFF, BUT SOMETHING REALLY STRANGE WHEN ALL OF A SUDDEN THEY WILL HOLD OFF COURT AND SERVING ME IF I PAY THEM 6OO DOLLARS RIGHT NOW WITH OUT HESITATION. LOOKS LIKE IM GOING TO JAIL. WELL NEEDLESS TO SAY IM STILL FREE!

I just recieved a call from these guys as well.. i called to check what it was about and they explained that it was in regards to a cash advance as well,, i know i owe the money and i am planning on paying but i too am not confortable giving my info over the phone. I asked for info in the mail and was told they dont recieve mail?!? they treatened me with court,, Can anyone that recieved a "court summons" tell me if it was legit. and if anything was done??

Such bs.They call threatening you with jail time. Mr. Sean Hill..you all sound alike there. Of course when I called back to speak with him he conveniently wasn't there. The statue of limitations in TX for misdameanor checks is 5 yrs in TX so I told them to peez off. I don't recall such a payday loan but they sware I owed money on it which I don't believe. Their shady. Check the BBB http://www.bbb.org/buffalo/Business-Reviews/collection-agencies/check-credit-reporting-inc-in-cheektowaga-ny-190325537/complaints/ LOADS OF COMPLAINTS.I don't believe I owe this money and if they wanna file papers with the court then they can and I will make payment arrangements with the A.G. Don't send them money. "Sean Hill" said when I asked him if they were a collections company "No! We are a mediation company" Sean did you know you can get in trouble misleading people! Its called the FDCPA! Their a collections company people and their not allowed to threaten you with jail time! I am contacting the Federal Trade Commission and reporting them.

I was contacted by this company today stating that I had a hot check for an old payday loan. I don't recall this acct and do not believe that I owe it. Mr. "Sean Hill" went on to tell me that I owed $584.00 and that if i didn't send money TODAY that they wouldn't be able to stop the proceedings.which were them filing papers with the attorney generals office to have a warrant for my arrest put out. So I called them back after doing some research and apparently they are VERY SHADY. I specifically asked "Sean" if they were a collections company and he said "NO, we are a mediation company..blah blah blah. Needless to say their not a mediation company and according to the FDCPA THATS ILLEGAL!i reported them to the Federal Trade Comission and the BBB. They have over 35 complaints at the BBB. Avoid paying this company. If and I say if I had a hot check I would rather go through the attorney generals office and make payments to avoid jailtime then give money to these liars.

So glad for the internet. These people are terrible. What's sad is that there are people that are scared into giving them their Credit/Debit Card info. Anyone that is ligit does not call from a blocked number, especially if they are claiming to be calling from "the liason's office to the courts." So glad I can screen my calls and not deal with them.