Consumer Recovery Associates

866-452-9518 called my neighbor advising her that I gave them permission to contact them to get info about me. My neighbor knew better than this and told them she has nothing to tell them. They then proceeded to advise her that they are going to press charges if I do not call them back. I called them to tell them to NOT call looking for me ever again & I Never gave them authority to call my neighbor advising them that I said they could. The guy started yelling at me sayibg he wouldn't have to call if I paid his client monies owed. I asked what client? What monies? He refused to answer and continued yelling. I hung up the phone. I will be reporting them to FTC as well.

They called me today telling me it was in response to MY inquiry about my 1099.....I don't get a 1099 and I asked Ms. Wells what that would have to do with anything anyway and she hung up on me. Reporting them to the FTC does nothing, I have reported them 25 times. Now their number comes up on my phone as 'private number' or 'private caller' so combat that I have blocked those types of calls.
They need to MAN UP and if I have a debt, they can contact me via the USPS only, otherwise they can scram.

If you receive a call from this number, you may have been called by junk debt / collection agency that buys debt from original creditors that has been written off or settled and is beyond the statute of limitations in most states. They may be trying get the money for themselves, not the original creditor.

They are reportedly a serial violator of the Fair Debt Collection Practices Act (FDCPA). They may be illegally using credit information obtained from Experian or other credit reporting agencies.

This company has been known to contact and harass people they believe may know the person they are trying to reach including distant relatives, ex-spouses and possible former co-workers.

NEVER answer these calls if you see this as a caller ID. NEVER return these calls. NEVER give them ANY information about the person they are seeking or refer them to others.

Any “positive” comments you read in these notes about the company may have been written by employees of the company.

The company is:

Consumer Recovery Associates
2697 International Parkway #4
Suite 270
PO Box 2916
Virginia Beach, VA 23450-2916

The following is the most comprehensive information gathered about this company from various sources on the Internet.

***If you’ve been called by a number not on this list or by someone using a different name, please copy this list, add the number/name in the correct order and repost it in its entirety.

Company Names that CRA reportedly uses:

CIA and Associates
CC Associates
Consumer Credit Association
Consumer Recovery Associates
Court Company
CR Associates
C&R Associates
C & R Associates
Farm CIA & Associates
J Lamb and Associates
and possibly GC Services

Phone numbers that CRA reportedly uses:
215-325-1354
234-542-2874
310-601-7244
310-734-6338
310-855-3688
310-860-6293
317-536-5458
319-892-0349
323-319-5178
404-474-4884
404-963-8760
430-200-0007
505-349-0354
505-718-4945
517-879-4821
615-469-5268
617-674-2967
619-564-4447
619-564-4473
620-273-4256
702-946-0389
703-280-1121
706-417-9193
713-518-1966
757-271-6637
757-271-8786
757-271-8787
757-271-8788
757-271-8789
757-271-8888
757-271-8889
757-368-3622
757-368-3623
757-368-3627
757-368-8004
757-368-8331
757-368-8337
757-368-8537
757-468-0169
775-293-4583
800-762-9864
800-913-4915
801-241-2616
801-349-2616
801-386-7803
805-284-9506
816-332-6242
859-514-0968
864-335-7028
866-272-3041
866-367-0328
866-374-6604
866-418-3360
866-442-2693
866-499-6608
866-563-9556
866-645-6269
866-645-8525
866-645-8654
866-655-0659
866-656-5380
866-657-1658
866-657-6525
866-673-1748
866-857-3916
866-861-9257
877-213-3830
877-217-7084
877-240-5390
877-240-9350
877-241-4559
877-284-6622
877-289-4690
877-298-7036
877-298-7306
877-298-7806
877-320-5615
877-326-5615
877-334-2942
877-360-1616
877-407-9274
877-507-3402
877-738-4814
888-253-9713
888-310-5679
888-413-8823
888-706-4381
949-873-2855

Individual names that CRA reportedly uses:

Donald Adair
Mark Adair
Chris Adams / Christopher Adams
Amy
Laura Angelini
Charles Bambino
Ms. Beagles
Ms. Blaine
Sarah Brevard / Sara Brevard
Peter Bronson
Tracy Burman
Mr. Cagle
Mrs. Campbell
Ms. Catasin
Kirby Chapman
Vincent Cignerale
Ms. Claine
Sarah Danvers / Sara Danvers
Raymond Davis
Marion Dunham
Ms. Elder
Ellie Faircloth
Jennifer Feagles
Denise Flynn
James Fox
Gail
John Gibson
Mr. Gilam / Gillum
Bert Glenn
Laura Glenn
Sidney Albert Glenn
Conrad Gray / Conrad Grey
Paul Gowl
Christy Hartman
Mr. Hartman
Miss Howard
Jane
Mrs. Jenkins
Ms. Jewel
James Johnson
Mrs. Johnson
Perry Johnson
Mrs. Jones
Jay Lamb / J Lamb
Mr. Lane
Tyler Lang
Mr. Ludwig
Kelly
Ms. Kitchens
Ms. Kitchum
Kristen / Kristin
Lindsay / Lindsey
Lisa
Marisa / Marisha
Stephanie Martin
Melissa
Monica
Chad Miller / Chat Miller
Gary Miller
Sherri Morse / Sherry Morse
Mr. Parker
Rebecca
Gary Reison / Gary Reasons
George Reasons
Jennifer Segal
Liz Segal
Tonya Sells
Scott
Eric Scott
K C Scott
Randall Scott
Richard Scott
John Sheldon / John Shelton
Ms. Silva / Silvia / Sylvia
Michelle Silver
Mr. Sitton
Liz Spiegel / Spiegle
Christine Spruill
Stacy / Stacey
Jim Stewart
Curtis Taylor / Curtis R. Taylor
Mrs. Thompson
Tony
Vivian
Mr. Wang
Mr. Weippert
Ms. Wells
Maranda Whiten / Miranda Whitten
Gina Williams
Mrs. Yelder

If you want to take positive action:
* Report them to the Virginia Attorney General:
http://www.vdacs.virginia.gov/forms-pdf/cp/oca/complaint/oca1complaint.pdf
* Call the Federal Trade Commission at +1.877.382.4357 and file a complaint

HATEFUL DEVILS!!!! They are rude and not professional and I will be calling the BBB on them SORRY BUNCH OF PEOPLE!!!

I would like to know why this company took 200.00 out of my account. When the payment was only 100.00. I need for you to explain this to me. I need the 100.00 back into my account. I have other checks out and I don't want to get a negative balance.

Thanks
Enka Thomas

These people called my Uncle\'s ex- wife from 1988 and initially stated that they wanted to deliver a package and needed to verify the address. That did not work so the called again and stated that they were calling from the office of CRA and some investigators needed to speak with him immediately. I called them back multiple times and they hung up on me whenever I asked what CRA stands for and what type of company were they. Finally they advised me that they were the Consumer Recovery Associates. Phone Number 1-877-253-4627

***If you’ve been called by a number not on this list or by someone using a different name, please copy this list, add the number/name in the correct order and repost it in its entirety.

Company Names that CRA reportedly uses:

CIA and Associates
CC Associates
Consumer Credit Association
Consumer Recovery Associates
Court Company
CR Associates
C&R Associates
C & R Associates
Farm CIA & Associates
J Lamb and Associates
and possibly GC Services

Phone numbers that CRA reportedly uses:
215-325-1354
234-542-2874
310-601-7244
310-734-6338
310-855-3688
310-860-6293
317-536-5458
319-892-0349
323-319-5178
404-474-4884
404-963-8760
430-200-0007
505-349-0354
505-718-4945
517-879-4821
615-469-5268
617-674-2967
619-564-4447
619-564-4473
620-273-4256
702-946-0389
703-280-1121
706-417-9193
713-518-1966
757-271-6637
757-271-8786
757-271-8787
757-271-8788
757-271-8789
757-271-8888
757-271-8889
757-368-3622
757-368-3623
757-368-3627
757-368-8004
757-368-8331
757-368-8337
757-368-8537
757-468-0169
775-293-4583
800-762-9864
800-913-4915
801-241-2616
801-349-2616
801-386-7803
805-284-9506
816-332-6242
859-514-0968
864-335-7028
866-272-3041
866-367-0328
866-374-6604
866-418-3360
866-442-2693
866-499-6608
866-563-9556
866-645-6269
866-645-8525
866-645-8654
866-655-0659
866-656-5380
866-657-1658
866-657-6525
866-673-1748
866-857-3916
866-861-9257
877-213-3830
877-217-7084
877-240-5390
877-240-9350
877-241-4559
877-253-4627
877-284-6622
877-289-4690
877-298-7036
877-298-7306
877-298-7806
877-320-5615
877-326-5615
877-334-2942
877-360-1616
877-407-9274
877-507-3402
877-738-4814
888-253-9713
888-310-5679
888-413-8823
888-706-4381
949-873-2855

Individual names that CRA reportedly uses:

Donald Adair
Mark Adair
Chris Adams / Christopher Adams
Amy
Laura Angelini
Charles Bambino
Ms. Beagles
Ms. Blaine
Sarah Brevard / Sara Brevard
Peter Bronson
Tracy Burman
Mr. Cagle
Mrs. Campbell
Ms. Catasin
Kirby Chapman
Vincent Cignerale
Ms. Claine
Sarah Danvers / Sara Danvers
Raymond Davis
Marion Dunham
Ms. Elder
Ellie Faircloth
Jennifer Feagles
Denise Flynn
James Fox
Gail
John Gibson
Mr. Gilam / Gillum
Bert Glenn
Laura Glenn
Sidney Albert Glenn
Conrad Gray / Conrad Grey
Paul Gowl
Christy Hartman
Mr. Hartman
Miss Howard
Jane
Mrs. Jenkins
Ms. Jewel
James Johnson
Mrs. Johnson
Perry Johnson
Mrs. Jones
Jay Lamb / J Lamb
Mr. Lane
Tyler Lang
Mr. Ludwig
Kelly
Ms. Kitchens
Ms. Kitchum
Kristen / Kristin
Lindsay / Lindsey
Lisa
Marisa / Marisha
Stephanie Martin
Melissa
Monica
Chad Miller / Chat Miller
Gary Miller
Sherri Morse / Sherry Morse
Mr. Parker
Rebecca
Gary Reison / Gary Reasons
George Reasons
Jennifer Segal
Liz Segal
Tonya Sells
Scott
Eric Scott
K C Scott
Randall Scott
Richard Scott
John Sheldon / John Shelton
Ms. Silva / Silvia / Sylvia
Michelle Silver
Mr. Sitton
Liz Spiegel / Spiegle
Christine Spruill
Stacy / Stacey
Jim Stewart
Curtis Taylor / Curtis R. Taylor
Mrs. Thompson
Tony
Vivian
Mr. Wang
Mr. Weippert
Ms. Wells
Maranda Whiten / Miranda Whitten
Gina Williams
Mrs. Yelder
Tanya

Called again this time from a new #. Ref. IRs and some tax issue. I don't have any tax issues. Hung up after telling them not to call. Have reported them.How do they get away with this.

Company Names that CRA reportedly uses:

CIA and Associates
CC Associates
Consumer Credit Association
Consumer Recovery Associates
Court Company
CR Associates
C&R Associates
C & R Associates
Farm CIA & Associates
J Lamb and Associates
and possibly GC Services

Phone numbers that CRA reportedly uses:
866-432-9903
877-253-4627
215-325-1354
234-542-2874
310-601-7244
310-734-6338
310-855-3688
310-860-6293
317-536-5458
319-892-0349
323-319-5178
404-474-4884
404-963-8760
430-200-0007
505-349-0354
505-718-4945
517-879-4821
615-469-5268
617-674-2967
619-564-4447
619-564-4473
620-273-4256
702-946-0389
703-280-1121
706-417-9193
713-518-1966
757-271-6637
757-271-8786
757-271-8787
757-271-8788
757-271-8789
757-271-8888
757-271-8889
757-368-3622
757-368-3623
757-368-3627
757-368-8004
757-368-8331
757-368-8337
757-368-8537
757-468-0169
775-293-4583
800-762-9864
800-913-4915
801-241-2616
801-349-2616
801-386-7803
805-284-9506
816-332-6242
859-514-0968
864-335-7028
866-272-3041
866-367-0328
866-374-6604
866-418-3360
866-442-2693
866-499-6608
866-563-9556
866-645-6269
866-645-8525
866-645-8654
866-655-0659
866-656-5380
866-657-1658
866-657-6525
866-673-1748
866-857-3916
866-861-9257
877-213-3830
877-217-7084
877-240-5390
877-240-9350
877-241-4559
877-284-6622
877-289-4690
877-298-7036
877-298-7306
877-298-7806
877-320-5615
877-326-5615
877-334-2942
877-360-1616
877-407-9274
877-507-3402
877-738-4814
888-253-9713
888-310-5679
888-413-8823
888-706-4381
949-873-2855

Individual names that CRA reportedly uses:
Elizabeth
Chris-the manager
Donald Adair
Mark Adair
Chris Adams / Christopher Adams
Amy
Laura Angelini
Charles Bambino
Ms. Beagles
Ms. Blaine
Sarah Brevard / Sara Brevard
Peter Bronson
Tracy Burman
Mr. Cagle
Mrs. Campbell
Ms. Catasin
Kirby Chapman
Vincent Cignerale
Ms. Claine
Sarah Danvers / Sara Danvers
Raymond Davis
Marion Dunham
Ms. Elder
Ellie Faircloth
Jennifer Feagles
Denise Flynn
James Fox
Gail
John Gibson
Mr. Gilam / Gillum
Bert Glenn
Laura Glenn
Sidney Albert Glenn
Conrad Gray / Conrad Grey
Paul Gowl
Christy Hartman
Mr. Hartman
Miss Howard
Jane
Mrs. Jenkins
Ms. Jewel
James Johnson
Mrs. Johnson
Perry Johnson
Mrs. Jones
Jay Lamb / J Lamb
Mr. Lane
Tyler Lang
Mr. Ludwig
Kelly
Ms. Kitchens
Ms. Kitchum
Kristen / Kristin
Lindsay / Lindsey
Lisa
Marisa / Marisha
Stephanie Martin
Melissa
Monica
Chad Miller / Chat Miller
Gary Miller
Sherri Morse / Sherry Morse
Mr. Parker
Rebecca
Gary Reison / Gary Reasons
George Reasons
Jennifer Segal
Liz Segal
Tonya Sells
Scott
Eric Scott
K C Scott
Randall Scott
Richard Scott
John Sheldon / John Shelton
Ms. Silva / Silvia / Sylvia
Michelle Silver
Mr. Sitton
Liz Spiegel / Spiegle
Christine Spruill
Stacy / Stacey
Jim Stewart
Curtis Taylor / Curtis R. Taylor
Mrs. Thompson
Tony
Vivian
Mr. Wang
Mr. Weippert
Ms. Wells
Maranda Whiten / Miranda Whitten
Gina Williams
Mrs. Yelder

If you want to take positive action:
* Report them to the Virginia Attorney General:
http://www.vdacs.virginia.gov/forms-pdf/cp/oca/complaint/oca1complaint.pdf
* Call the Federal Trade Commission at +1.877.382.4357 and file a complaint

i received a prerecorded message from a representative of this company claiming to be an "investigator" and that i needed to call right away i reference to my "case". i called them back to see who they really were. at first they refused to tell me who they were. finally they said they were from CRA and they they were going to send the IRS to my home to arrest me and seize all my assets. i told they that i planned to add the IRS to my list of people who i plan on filing complaints with since they are using them in their threats.

These people caled me 8 months ago, had the wrong first name, middle initial and SS#, told me it was a mistake. They have since reported nick name, alternate SS# to the credit bureau and are now harrasing me again. I think these people are scum. They also stated I made the last payment from an address I had 9 years ago just 6 years ago so it is within the statute of limitations, what idiots! I complained to the FTC and the VA Attorney General! I hope the hard inquiry comes off my credit report and they leave me alone for good. This account is apparently outside the SOL anyway

They called me at work threatening to sue me and take my taxes! They are using illegal practices and I will also be reporting them to the Virginia Attorney General's office. This has to stop!

This company was very obnoxious and unscrupulous they yelled and talked in a very abrusive way. They had my entire credit file and began talking about everything on my report ( this scared me to know that a company can have all of this information) I do not want this company with this information.
All and all this company was attempting to recovery from a 1997 credit card bill.
Also the Owver/Partner GARRY refused to take my complaint report and tried to get a payment from me and he also started talking about items on my entire report...He too was very abrusive and unprofessional and when I attempted to tell him about my complaint he just stated that the workers are not customer service.

Please advise how I can get restitution from this company

In my search I have found that this is a junk debt company and this makes sense because they where calling regarding a bill from 1997


Also they refused to give their name other than CRA with the phone number of 877 296-3875

Junk debt buyers are a real threat to consumers because many of them are purchasing debt that are expired. That means the debts are past the statute of limitations for collections. They purchase the old debts and then target the consumers for partial payments, promises to pay, anything that will renew the statute of limitations. If you've received a collection letter from a junk debt buyer or collection agency, make sure you check your SOL before you do anything!

I spoke with a Kristen and the OWNER/PARTNER GARRY

(877)296-3875

Recieved a phone call from 8665530428 Mr. Austin Kitchen, this morning at 8:10am! Very rude, non cooperative and had old info. concerning a debt from 1997. Said that I had to givr them $2985 right now on a $750 credit limit card whose SOL ran out? I started asking questions that they were unable to answer. They became even more rude and then hung up on me. I called them back and a new person answered who again could answer none of my questions. I told her I wanted something in writin gprior to ever considering placing $2985 on my bank card or credit card (since thats all they take). She said its not possible and they are turning my info concerning the debt into the IRS. This company is scum and I am reporting them in the morning.

I received a call on my cell phone that came up as 609-945-1676 someone name Ashlynn called gave me a file# and wanted to transfer me. When I asked where she was calling from all she would say is a "Mediation Firm" when pushed she said CR Associates but refused to tell me what the call was about and wanted to transfer me to a manager. I hung up she called back and I told her I refused to speak to anyone who could not identify themselves and would not verify any information. Another number associated with them is 866-782-6132. In my state the must be licensed to collect here an I am unable to find a license for them here.

These people are strictly bottom-feeders. They contacted me about a bad debt that the Statute of Limitations had expired on 3-years ago and is no longer deemed "collectible". When I returned their phone call, they refused to tell me what "CRA" was and asked me to verify my social security number..Are these people really that stupid? When I refused to cooperate with the caller, he went into this big spiel about I had obtained a credit card from Chase Bank and falsified information relating to my income for the year in question. He then went on to tell me that they had obtained copies of my "1099" income tax forms and that in over reporting income on my credit application, that I had committed Federal Mail Fraud. Then things really got good; if I were to offer to pay the outstanding debt,all charges would be dropped. When the caller told me this, I knew immediately that he was lying through his teeth.

To begin with, I'm familiar with a 1099 Form and am well aware that this form is used by employers to report income to the IRS for contract workers or the self-employed. Even if I had been a "contract worker" or "self-employed" (which I wasn't), tax records are confidential by Federal Statute and can only be obtained through the U.S. Attorney's office, who must obtain a warrant issued by a Federal Magistrate to access them.

Take my word for it; if you're the subject of a "Mail Fraud" investigation, you're going to be hearing from the Justice Department; NOT these clowns...

The intent of the call was purposeful; they attempted to scare me into paying a bad debt that I am no longer legally responsible for paying.

Don't let these parasites scare you; hang-up the phone and don't take any more calls from them.

Reposting with new name/ number added. My comments in next message.

If you receive a call from this number, you may have been called by junk debt / collection agency that buys debt from original creditors that has been written off or settled and is beyond the statute of limitations in most states. They may be trying get the money for themselves, not the original creditor.

They are reportedly a serial violator of the Fair Debt Collection Practices Act (FDCPA). They may be illegally using credit information obtained from Experian or other credit reporting agencies.

This company has been known to contact and harass people they believe may know the person they are trying to reach including distant relatives, ex-spouses and possible former co-workers.

NEVER answer these calls if you see this as a caller ID. NEVER return these calls. NEVER give them ANY information about the person they are seeking or refer them to others.

Any “positive” comments you read in these notes about the company may have been written by employees of the company.

The company is:

Consumer Recovery Associates
2697 International Parkway #4
Suite 270
PO Box 2916
Virginia Beach, VA 23450-2916

The following is the most comprehensive information gathered about this company from various sources on the Internet.

***If you’ve been called by a number not on this list or by someone using a different name, please copy this list, add the number/name in the correct order and repost it in its entirety.

Company Names that CRA reportedly uses:

CIA and Associates
CC Associates
Consumer Credit Association
Consumer Recovery Associates
Court Company
CR Associates
C&R Associates
C & R Associates
Farm CIA & Associates
J Lamb and Associates
and possibly GC Services

Phone numbers that CRA reportedly uses:
215-325-1354
234-542-2874
310-601-7244
310-734-6338
310-855-3688
310-860-6293
317-536-5458
319-892-0349
323-319-5178
404-474-4884
404-963-8760
430-200-0007
505-349-0354
505-718-4945
517-879-4821
615-469-5268
617-674-2967
619-564-4447
619-564-4473
620-273-4256
702-946-0389
703-280-1121
706-417-9193
713-518-1966
757-271-6637
757-271-8786
757-271-8787
757-271-8788
757-271-8789
757-271-8888
757-271-8889
757-368-3622
757-368-3623
757-368-3627
757-368-8004
757-368-8331
757-368-8337
757-368-8537
757-468-0169
775-293-4583
800-762-9864
800-913-4915
801-241-2616
801-349-2616
801-386-7803
805-284-9506
816-332-6242
859-514-0968
864-335-7028
866-272-3041
866-367-0328
866-374-6604
866-418-3360
866-442-2693
866-499-6608
866-563-9556
866-645-6269
866-645-8525
866-645-8654
866-655-0659
866-656-5380
866-657-1658
866-657-6525
866-673-1748
866-857-3916
866-861-9257
866-946-1358
877-213-3830
877-217-7084
877-240-5390
877-240-9350
877-241-4559
877-284-6622
877-289-4690
877-298-7036
877-298-7306
877-298-7806
877-320-5615
877-326-5615
877-334-2942
877-360-1616
877-407-9274
877-507-3402
877-738-4814
888-253-9713
888-310-5679
888-413-8823
888-706-4381
949-873-2855

Individual names that CRA reportedly uses:

Donald Adair
Mark Adair
Chris Adams / Christopher Adams
Amy
Laura Angelini
Charles Bambino
Ms. Beagles
Ms. Blaine
Sarah Brevard / Sara Brevard
Peter Bronson
Tracy Burman
Mr. Cagle
Mrs. Campbell
Ms. Catasin
Kirby Chapman
Vincent Cignerale
Ms. Claine
Sarah Danvers / Sara Danvers
Raymond Davis
Marion Dunham
Ms. Elder
Ellie Faircloth
Jennifer Feagles
Denise Flynn
James Fox
Gail
John Gibson
Mr. Gilam / Gillum
Bert Glenn
Laura Glenn
Sidney Albert Glenn
Conrad Gray / Conrad Grey
Paul Gowl
Miss Harris
Christy Hartman
Mr. Hartman
Miss Howard
Jane
Mrs. Jenkins
Ms. Jewel
James Johnson
Mrs. Johnson
Perry Johnson
Mrs. Jones
Jay Lamb / J Lamb
Mr. Lane
Tyler Lang
Mr. Ludwig
Kelly
Ms. Kitchens
Ms. Kitchum
Kristen / Kristin
Lindsay / Lindsey
Lisa
Marisa / Marisha
Stephanie Martin
Melissa
Monica
Chad Miller / Chat Miller
Gary Miller
Sherri Morse / Sherry Morse
Mr. Parker
Rebecca
Gary Reison / Gary Reasons
George Reasons
Jennifer Segal
Liz Segal
Tonya Sells
Scott
Eric Scott
K C Scott
Randall Scott
Richard Scott
John Sheldon / John Shelton
Ms. Silva / Silvia / Sylvia
Michelle Silver
Mr. Sitton
Liz Spiegel / Spiegle
Christine Spruill
Stacy / Stacey
Jim Stewart
Curtis Taylor / Curtis R. Taylor
Mrs. Thompson
Tony
Vivian
Mr. Wang
Mr. Weippert
Ms. Wells
Maranda Whiten / Miranda Whitten
Gina Williams
Mrs. Yelder

If you want to take positive action:
* Report them to the Virginia Attorney General:
http://www.vdacs.virginia.gov/forms-pdf/cp/oca/complaint/oca1complaint.pdf
* Call the Federal Trade Commission at +1.877.382.4357 and file a complaint

Returned their call after they left messages on my phone and my mother in law's phone. I thought it was odd that they asked for me by my maiden name (I've been married for over three years)yet called my mother in law's home. I never lived with her, had mail sent to her home, or used her as a reference or contact under my maiden name. The man that answered my call asked for a reference number, which the caller, a Miss Harris, did not leave in either message. He then asked for the phone number they called, and I provided mine. He asked if my name was **** *****, and I told him that yes, that had been my maiden name. He did not ask for my married name, and I did not offer it. He said that he was with a collection company that was now the owner of a credit card debt that I owed to a Bank of Marin. I vaguely recognize that name -- if I owe them money, the debt has to be at least 8-10 years old. I stated that I would need to see something in writing before doing anything about it. He said that a letter was sent to me and gave a PO box address that I don't recognize (could have been one of mine, though, I've had a few.) He said that if I did not respond to that letter, they would report the debt (which he said was a little over $1100, with interest and fees) to the IRS as unreported income, and that I would have to pay fees and penalties on that amount to them. I stated again that I would have to see in writing what he was talking about. He grew audibly angry/frustrated and informed me that this had been on my credit report for a long time, and that I should have seen and cleared it up by now anyway, that he was "trying to help clear this up," and that the "gentleman in the background" (I assume he meant the background noise from my kids and the TV) were not going to help me clear this up. He reiterated that I would have to pay the IRS "heavy fees and penalties," then stated that he could not help me as he could not hear me (he hadn't paused long enough for me to say anything and was speaking in a very angry tone of voice) and that if PO Box ##### was not my address, he could not help me. He then hung up. He never said his name or the name of the company. I didn't see the phone number they called from, as my cell phone screen is cracked, but the number they left for me to call back was 866-946-1358. After speaking with him, I went online and pulled my credit report from all three agencies. There is no credit card debt listed for Bank of Marin, or listed as being held by them. Nor is there any credit card debt even approaching $1100.

I am receiving harassing phone calls from this company that has only referred to itself as CRA. They are using my maiden name, and I have been married for 13 years now. They have not given any information about what sort of debt they claim I owe. They have never sent me anything in writing, I have been living at the same address for 11 years and they have mailed absolutely nothing to me. They leave the same rude scripted voice messages about a "case number" and a "time sensitive and urgent legal matter" to which I must "respond immediately". I have no idea how they obtained my cell and home phone numbers which are unlisted/unpublished and under my married name. I have no outstanding debt from before my marriage, and for that matter I have no outstanding debt or collections currently either.

The State of Arizona recently filed suit against CRA, the court order can be seen here http://www.azdfi.gov/Final/Forms/Consumer_Recovery_Associates_LLC_C&D_for_ULA.pdf . The court order lists their manager's name as Peter Mitchell . Following their problems in Arizona for unlicensed activity, CRA obtained a license to operate in my state of Washington. Washington State lists their corporate officers on their website at https://fortress.wa.gov/dol/dolprod/bpdLicenseQuery/lqsLicenseDetail.aspx?SessID=11775&RefID=2194259 . Interesting to note that the names of a few corporate officers are the same as a few of the individual names they use which are listed above: Mr. Cagle, James Fox, Mr. Parker. This company seems to be very well known for using illegal practices to collect invalid debts. You can also add to the individual collector name list "Heather", and the phone numbers 310-868-1417, 866-946-1358, 866-845-7974, and 866-553-0428.

I just received a phone call from them today 8/18/09 and they have a new number that I could not find on this list, 877-238-5751. They identified themselves as CRA and told me that this was not an acronym for anything. They refused to go into detail about their company because I refused to verify my last four digits of my social security number. The lady I spoke to, Ms. Sarah Kitchens, said I had 2 hours to have two hours for my attorney to call and hung up on me. When I called back, I spoke to someone different (but did not get her name) and she pulled the same routine. Instead of verifying my information, I gave her the file number they gave me. Since I didn't confirm my last four digits, she told me to have my attorney call and hung up on me.

80% of the debts thast CRA says people owe...they owe. The SOL may be over, but these debts are really debts that ppl decided to let go. All you have to do to stop the harrassing calls is this: "Don't ever call me again", or I will report you to the FDCPA. They will never call again...as they are terrified of the FDCPA. This company gets about $50,000/wk in late payments..payments that are over the SOL....sad really.

I was called from my stepson through his brother and their paternal grandmother who I don\'t know and have never known about a debt I supposed to have had in 1996 and they have been trying to get in touch with me since then I had never had this type of credit card and haven\'t had any credit cards since 1992 which all were paid off then. They said they were going to garnish my wages and my taxes I asked for proof of my signature where I opened this credit card they wanted me to give them a $1000 before they would send the proof I contacted the BBB. the Atty General, and the Federal Trade commission as well as the Consumer protection agency. I also put a Fraud alert on my SSN. I have not heard from this company since then and hope never to hear from them.The number they used for me was 1-877-243-5126 Names used Mr.Miller, John Thomas, Angie,Christy

CRA called me last week and told me that I had opened a credit card in 1996 and said I owed $7,000.I told them I had never had a credit card under the name they gave me..I asked for proof that I started this and they refused to tell..They get rude and told me that they were going turn me into the IRS...I had a credit reort ran and they had ran the same one that day..I was told by the Attorney General of Oklahoma to call the Federal Trade commission..Reported them and then they gave me a number so I could put a fraud alert on my ss#..
numbers I have for CRA..1-877-243-5126 and304-513-4520..names that I have..Mr.Miller,Angie,Christy,John Thomas..Please report these people..

I would like to thank everyone for this info about "CRA".. They did everything the same to me! They refused to give me any info about the company, except that it was bonded and insured, and that they werent entitled to give me anymore info about who the debt was from, said I had to research it myself. They said they were on my credit report. The only thing on my credit report was my old debt from '06 that said "Charged Off". They wouldnt send me any correspondance via US post office until after I send payement info(Checking acct # or credit card). Which I refused to give them. These people are totally scetchy. They threatened to sue me and yelled at me and stressed me out cause i didnt want to get sued, but I knew they were scamming me somehow. Thanks for the advice, I really appriciate it.

Received call from Mrs. Thompson on 9/22/09. She was very rude and tried to be intimidating. She also called my daughter's home, and the home of my ex-husband. (I have been divorced almost 30 years!) I am so very pleased I took time to check this company out online! I also ran my own credit report and found out they had fraudently received my report from Experian only 2 days before calling me. They had no valid reason to do this! I shall not fall a victim to these scammers! The number they called from is 414-435-3515, and the number they gave to my daughter to call back is 877-243-5126. They told my daughter and ex-husband that they were going to sue me! These people are the scum of the earth.

I got a voice mail from CRA this morning on my cell phone from 834-631-4422. I had to call back 3 times because the first two rude clowns hung up on me when I asked to many questions. Oh before the second one hung up they blurted out something about a 1099C going to the IRS. The third time I got a "Mr. Parker" claiming to be a partner in the company. He was looking at notes from the other 2 employees and reiterated that since I did not offer to repay the debt which by the way is credit card debt from 1995 that the 1099C was going to be filed with the IRS. I guess that is the only thing they have to threaten with because the statutes of limitations ran out years ago. They would not provide their address but I found it above so will be sending a certified letter telling them to not contact me any further regarding the matter. I haven't pulled my credit reports yet but will be doing so. -Thanks everybody!

got a call today from Julie with CRA at 877-217-2610, she asked my husband if she could speak to me or his sister. She left a message with a file # and asked that I call her back. I know it's not about anything on my credit and my sister-in-laws credit is none of business. I won't be returning their call anytime soon.

We also received two voicemail messages on our home phone from this company. My husband was the victim of identity theft a number of years ago, so I am very accustomed to dealing with debt collectors regarding these issues, and this is the worst company with which I have dealt. Ultimately, I spoke with three different people, two of whom hung up on me. The second person with whom I spoke must not have been very experienced because she gave me not only her full name (Tonya Howard) but also the full name of the company, which is Consumer Recovery Associates, LLC. She also gave me the company's website address, which is www.consumerrecovery.com. They told me they were going to issue a 1099C because of my husband's supposed "bad debt," which was written off by underlying credit issuer in 2001. These companies are apparently trying to take advantage of some relatively recent amendments to the FDCPA, which do not require creditors to give the mini-Miranda if they are calling regarding a 1099. What they are really doing is trying to scare people into paying them because of the fear that the written-off debt will be reported as additional income. I explained that a 1099c would be particularly problematic in our case because my husband never had any part in incurring the debt, which is very far past the statute of limitations in any event. Mr. Parker tried to give me some double-talk bull that didn't actually mean anything, it was just another scare tactic.
Also funny is the fact that I am also a lawyer, and I have been my husband's representative with respect to these issues. When I tried to explain this situation, the first person with whom I spoke badgered me about giving him my bar number. I ultimately provided the second person with whom I spoke my number, but only because it's not like a badge number - it doesn't really have any effect. Mr. Parker later told me I had committed a federal offense by "falsely representing" I was a lawyer when dealing with his company. Simply ridiculous.
I filed a complaint with the FTC (which does not really do anything because they don't do any enforcement activities) and I also spoke with someone from the identity theft division at the IRS. She advised me to complete and submit a form 14039, which would mark my husband's account and would flag any 1099Cs that come in, which will make it easier for us to dispute them. From what I understand, if you don't immediately dispute a 1099C, but later try to dispute the impact it has on your reported income, the burden shifts to you, as the taxpayer, to prove that the debt was not valid/enforceable in the first instance.