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Midland Credit Management, Inc.
Midland Funding, a subsidiary of Encore Capital Group, Inc
MRC Receivables
8875 Aero Drive, Ste 200
San Diego
California
92123-2255
585-309-6970
800-825-8131
858-560-2600
858-309-6977
800-306-4443
4302 E. Broadway Road
Phoenix
Arizona
85040-8808
602-707-0211
800-265-8825
16 McLeland Road
St. Cloud
Minnesota
86303
800-265-8825
Cases Against Midland Credit Management, Inc.
Hernandez v. Midland Credit Mgmt., Inc.
2006 WL 695451 (N.D. Ill. Mar. 14, 2006). The defendantŐs claim of a bona fide error could not be granted on a motion to dismiss.
Johnson v. Midland Credit Mgmt., Inc.
2006 WL 2473004, 2006 U.S. Dist. LEXIS 60133 (N.D. Ohio Aug. 24, 2006). The collector could not invoke a bona fide error defense when it failed to send a validation notice to the consumer after receiving back from the post office as undeliverable.
Johnson v. Midland Credit Mgmt. Inc.
2006 U.S. Dist. LEXIS 60133 (N.D. Ohio Aug. 23, 2006). Granted consumers time to amend their FDCPA complaint to narrow the class to consumers who did not receive a notice because it was returned by the post office.
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Francis & Mailman, P.C. is not responsible for the creation or development of the below comments and does not endorse the views or opinions expressed therein.- NCO Financial Systems
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Unfortunately my Son is not available and his name was the same as mine. I think these clowns parent group is getting bailout money as well. Tree of Liberty Time
I went online and found that they said that the account was for a medical bill (not) and the amount due is steadily rising. I disputed this account with Equifax to their favor. I am moving back home to New York where they are not allowed per the attorney general.
I am going to have to send a certified letter to their head office and then file a complaint. This is ridiculous and the credit reporting companies are no help at all.
stupid. I told them if they call me or send any more MAIL i will sue.
He then asked me for the last four digits of my social. I\\\'ve never not made a payment on something I've owed in my entire life. Needless to say, he got an earful. I\\\'m reporting them to the BBB as well.
They have been sending me letters saying that I owe from a Verizon Bill from a very long time ago. When I asked them for information, they got very rude and hung up on me. I offered to pay $200.00 just to get it off of my credit report and they declined. They say that I owe them $600.00.
At the same time, I'll say that the guy on the phone was more forthcoming with the company name than I had expected
HELP
The key is to be polite and obnoxious without being rude.
By the way, Verizon does belong to BBB and you can get any dispute settled through that route. Our Midland problem is MBNA bank.
For the record, if you are sued, you can request proof of the original debt. They must have an actual signed agreement and/or receipts from transactions. Even if it is legit, the odds of them having this 5-10 yrs later is slim. And you have every right to be able to determine if it is a legitimate debt with everything that goes on these days. You will have a "fraud" alert put on your credit, but they must remove it. I went to court with a lawyers office handling a credit card debt and not even they could provide the proof. Dropped. Just stand up for yourself and follow the process. And if you know it's your debt, pay it. However, I have a hard time paying these types of companies. I'd rather pay the original creditor. Who knows if anything actually gets recorded when you send these scammers money. Make sure to send anything by a trackable money order (post office), by certified mail with a return receipt requested and keep a copy of everything and all receipts in case it comes up later.
Once the letter was read, I gave them a call. They asked for the account number and the last four of my social security number. Then told me to throw away the letter because this was not my dept but another persons. They also informed me the company would would delete my address from the account.
They said they served my husband who was 145 lbs 5 7 and blond hair blue eyes 35 years old. My husband is 6’2” 230 Gray hair and 52 years old! Courts threw it out and made them re-file. Second court date we requested they validate debt – they could not and court was re scheduled. Third court date they still could not validate the debt so the court dismissed it. Don’t be afraid of them! File a complaint on the Federal Trade Commissions website and with your attorney generals office. If you lack money don’t worry you don’t need to hire an attorney to fight them – do some research, be prepared and you will prevail!