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Credit Furnisher DELL's Duty to investigate Credit Dispute

August 20, 2009 – 6:05 pm
IN THE UNITED STATES DISTRICT COURT  FOR THE EASTERN DISTRICT OF PENNSYLVANIA         JOHN L. DOHERTY, JR.    )              )    Plaintiff,     )   vs.           )                 )         Civil Action No. 07-3049 TRANS UNION, LLC, ET AL.   )        )        Defendants.   )        ) PLAINTIFF JOHN L. DOHERTY, JR.’S MEMORANDUM OF LAW IN SUPPORT OF HIS RESPONSE IN OPPOSITION TO DEFENDANT DELL FINANCIAL SERVICES’ MOTION FOR PARTIAL SUMMARY JUDGMENT  Plaintiff John L. Doherty, Jr., through counsel, hereby respectfully submits this Memorandum of Law in opposition to Defendant Dell Financial Services’ (“Dell”) Motion for Partial Summary Judgment (“Motion”) (Docket No. 23).  For the reasons below, the Motion should be denied. Plaintiff is a victim of identity theft at the hands of his estranged brother, William Doherty.  Defendant Dell is the company that permitted William Doherty to obtain at least two computers (one on a business credit account and a second on a consumer credit account) in Plaintiff’s name using his good credit.  It then proceeded to hold Plaintiff (not William Doherty) ...

Credit Reporting Agency's Many Duties in Mixed Credit File Cases

August 20, 2009 – 6:04 pm
IN THE UNITED STATES DISTRICT COURT  FOR THE EASTERN DISTRICT OF PENNSYLVANIA         CHRISTOPHER JUNG    )              )    Plaintiff,     )   vs.           )                 )         Civil Action No. 07-2514 TRANS UNION, LLC, et al.   )        )        Defendants.   )        ) PLAINTIFF CHRISTOPHER JUNG’S MEMORANDUM OF LAW IN SUPPORT OF HIS RESPONSE IN OPPOSITION TO DEFENDANT TRANS UNION, LLC’S MOTION FOR SUMMARY JUDGMENT  Plaintiff Christopher Jung, through counsel, hereby respectfully submits this Memorandum of Law in opposition to Defendant Trans Union, LLC’s (TU) Motion for Summary Judgment (Motion) (Docket Nos. 53, 54, 55).  For the reasons below, the Motion should be denied. I. INTRODUCTION Jung brought this consumer action seeking relief under the Fair Credit Reporting Act, 15 U.S.C. §§ 1681 et seq. (FCRA) and related common law claims against TU, one of the major consumer reporting agencies (CRA) in the world.  The parties stipulated to dismiss the common law claims so that they can streamline this matter for trial.  (See Docket No. 56) (submitted April 24, 2009).  The FCRA claims, therefore, are ...

Debt Collector's Duty to Mark Credit Account as Disputed

August 20, 2009 – 6:02 pm
IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA         LARKAY D. WESLEY    ) on behalf of herself and all others    ) similarly situated     )        ) C.A. No. 05-3523    Plaintiff,     )   vs.           )            )               )          CAVALRY INVESTMENTS, LLC  )  and      ) CAVALRY PORTFOLIO SVCS   )        ) CLASS ACTION    Defendants.   )         ) JURY TRIAL DEMANDED PLAINTIFF LARKAY D. WESLEY’S MEMORANDUM OF LAW IN SUPPORT OF HER RESPONSE IN OPPOSITION TO DEFENDANTS CAVALRY INVESTMENTS, LLC AND CAVALRY PORTFOLIO SVCS’S MOTION FOR JUDGMENT ON THE PLEADINGS Plaintiff Larkay D. Wesley, through counsel, hereby respectfully submits this Memorandum of Law in opposition to Defendants Cavalry Investments, LLC and Cavalry Portfolio Svcs’s (“Cavalry”) Motion for Judgment on the Pleadings (“Motion”).   For the reasons set forth below, the first part of Defendants’ Motion should be denied. I. INTRODUCTION This is a consumer class action brought under the Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692, et seq. (“FDCPA”), a federal statute that prohibits debt collectors from engaging in abusive, deceptive and unfair collection practices.  Plaintiff claims that Defendants systematically violate the ...

Credit Rating Damage: Article of Interest

August 11, 2009 – 6:18 pm
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Consumer Reporting Agency ChoicePoint Failing to Investigate Public Records Dispute

July 9, 2009 – 7:50 pm
IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA ANNA ELIZABETH PIRES ) ) Plaintiff, Hobgoblins 2 film ) Civil Action No. buy The Italian Job vs. ) Old School movie ) CHOICEPOINT SERVICES INC. ) ) Weird Science full movie and ) Razors Ring ipod ) CHOICEPOINT INC. ) ) Defendants. ) ) COMPLAINT I.     Preliminary Statement 1. This is an action for damages brought by an individual consumer against the Defendants for violations of the Fair Credit Reporting Act (hereafter the “FCRA”), 15 U.S.C. §§ 1681 et seq., as amended, and various other state laws. II.     Jurisdiction and Venue 2. Jurisdiction of this Court arises under 15 U.S.C. § 1681p, 28 U.S.C. §§ 1331, 1337, and supplemental jurisdiction exists for the state law claims pursuant to 28 U.S.C. § 1367. 3. Venue ...

Credit Reporting Agency Trans Union Selling Inaccurate OFAC Public Record

July 9, 2009 – 7:47 pm
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Bank Improperly Accessing Credit Reports for Power-of-Attorney Consumers

July 9, 2009 – 7:44 pm
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Bank Imposing Improper Fees and Expiration Dates of Gift Cards

July 9, 2009 – 7:43 pm
FRANCIS & MAILMAN, P.C. Land Title Building, 19th Floor 100 South Broad Street Philadelphia, PA 19110 (215) 735-8600 Attorneys for Plaintiff UNITED STATES DISTRICT COURT DISTRICT OF NEW JERSEY FREDERIC , on behalf of himself ) and all others similarly situated, ) ) The Weather Man divx Plaintiff, ) C.A. No. vs. ) ) VISA U.S.A., INC., ) download The Cake Eaters dvd and ) INTER NATIONAL BANK , ) and Charlie Chan at the Circus dvd ) NETSPEND CORPORATION, ) JURY TRIAL DEMANDED Defendants. ) ) CLASS ACTION COMPLAINT I. NATURE OF THE ACTION 1. This is a consumer class action arising out of Defendants’ deceptive and misleading practices in making available for purchase and use the All-Access Visa Gift Card in the State of New Jersey.  Defendants’ practices violate the New Jersey Consumer Fraud Act, N.J.S.A. 56:8-1 et seq. (“CFA”), the New Jersey Gift Card Act, N.J.S.A. 56:8-110 ...

Bank Advance Notice Required for Varying Electronic Funds Withdrawal

July 9, 2009 – 7:41 pm
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Employment Credit Report With Criminal Record Beyond 7 Years

July 8, 2009 – 6:24 pm
IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA GARY SERRANO,                    ) on behalf of himself and all others             ) similarly situated,                    ) ) Plaintiff,              )    Civil Action No. 07-4563 vs.                             ) ) STERLING TESTING SYSTEMS, INC.,        ) ) Defendant.            )    CLASS ACTION ) PLAINTIFF’S MEMORANDUM OF LAW IN SUPPORT OF HIS RESPONSE IN OPPOSITION TO DEFENDANT’S MOTION TO DISMISS Plaintiff Gary Serrano, through counsel, respectfully submits this memorandum of law in support of his response in opposition to Defendant Sterling Testing Systems, Inc.’s Motion to Dismiss Plaintiff’s Complaint pursuant to Fed. R. Civ. P. 12(b)(6) (“Motion”) (Docket No. 8).  Defendant’s Motion should be denied because Plaintiff has properly pled a cognizable cause of action under the Fair Credit Reporting Act 15 U.S.C. §§ 1681, et seq. (“FCRA”). Specifically, Plaintiff brings this class action claiming that Defendant violates the FCRA ...
 
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