Free Case Review - Contact Us For Help

Thomas v. NCO Financial Sys., Inc.
2003 WL 22416169(E.D. Pa. Oct. 21, 2003). Debt collector provided the credit reporting agencies with information on debts past the statute of limitations.

Prince v. NCO Financial Servs., Inc.
346 F. Supp. 2d 744 (E.D. Pa. 2004). Debt collector attempted to collect debt before it was in default.

Davis v. NCO Portfolio Management, Inc.
2006 WL 290491 (S.D. Ohio Feb. 7, 2006). Consumer stated that debt collector did not have enough documentation to file a complaint and pursue a law suit. Court found that the defendant had a sufficient amount of evidence to move forward.

Foti v. NCO Fin. Sys., Inc.
F. Supp. 2d , 2006 WL779774 (S.D.N.Y. Mar. 25, 2006). Debt collector repeatedly attempted to collect on the debt within the 30 day validation period. Debt collector made various threats pressuring the consumer to make immediate payment disregarding their right to dispute and request proof.

Allen v. NCO Fin. Servs., Inc.
2002 U.S. Dist. LEXIS 10513 (N.D. Ill. June 10, 2002). Defendant sent a second collection notice only a few days after the initial debt collection letter was sent out. This violated the terms of the 30 day period that the consumer has the right to dispute and request validation. Defendant was unable to provide a legitimate excuse for why this error occurred.