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In The News
$800,000 Verdict Against Trans Union.
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How does credit scoring affect your lending power?
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Identity theft rates on the rise. Learn how to protect yourself.
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Latest Theft of Information
Ohio University Students/Alumni
Social Security numbers taken !
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Free Credit Case Review


If you need help dealing with problems such as errors in your credit report, a debt collection issue, or identity theft, please fill out the form below for a FREE* case review by our attorneys. Make certain to include your e-mail address and phone number if you would like us to contact you.

Please complete the form below.

Required fields are labeled in red.



 
THE INFORMATION GIVEN IN THIS FORM IS PRIVATE AND WILL NOT BE DISSEMINATED TO ANYONE NOR SOLD OR "RE-USED" FOR ANY PURPOSE IN THE FUTURE
  
First Name :
Last Name :
City :
State :
Zip :
* Home Phone :
* Work Phone :
* Cell Phone :
* At least one phone number is required
* E-mail Address:
How would you prefer we contact you?
What is the best time to reach you? daytime (9a-5p) evening (after 5p)
How did you hear about us?

Which of the following best describes your problem?

1. I have a copy of my credit report and there are errors in the report
2. I have reason to believe I am the victim of identity theft
3. A debt collector is treating me in an unfair or abusive manner
4. Other

If you have reviewed your credit report, and think there is a problem, which item(s) below explain the errors?

1. Accounts on my report that are not mine.
2. Accounts that were NOT paid late, that are showing paid late.
3. Accounts that are listed as owing money, but were actually paid.
4. Previous payment history incorrect.
5. Accounts that were opened fraudulently under my name.
6. Accounts that belong to another family member.
7. Accounts that belong to another individual with the same name.
8. Accounts listed as open which are closed.
9. Accounts that are more than 7 years old.
10. Personal information is wrong
  \ Name Address SSNO Date of Birth
  11. Other inaccuracies

I am being harassed or treated unfairly by a debt collector.

Name of company or individual who is trying to collect debt from you.
State in which this company or individual is located.


They are using the following methods

1. Calling me at work
2. Calling me before 8 am or after 9 pm
3. I have written a letter requesting I not be contacted and am still being called.
4. Other

If you have another area of concern regarding your credit report, or wish to ask a general question, please use the space below or call our offices.

 
       

WE ARE NOT A CREDIT REPORTING AGENCY.

Any information submitted on this form will not be transferred to a credit reporting agency (Trans Union, Equifax, Experian, Innovis, Choicepoint, etc.). Should you have a dispute with one of these agencies, please go here to receive the proper addresses and websites for your disputes.

Though we are not a credit reporting agency, our firm will be happy to assist you free of charge in drafting a dispute letter so that you include all of the important information required by the law, and you may also consult our website which contains a standard dispute letter which you can use to draft your dispute letter (click here for our firm's standard dispute form). Should the disputed information continue to report inaccurately, contact us immediately (through the form below). We will be in touch shortly thereafter to discuss the steps we can take on your behalf to correct the information AT NO COST TO YOU.

CALL US TOLL FREE AT 1-877-735-8600
FOR A FREE CASE REVIEW**

Francis & Mailman, PC

Jim Francis, Attorney
Mark Mailman, Attorney

Land Title Building, 19th floor
100 South Broad Street
Philadelphia, Pennsylvania 19110
215-735-8600 phone
215-940-8000 fax

Francis & Mailman, P.C. is a law firm located in center city Philadelphia, Pennsylvania that concentrates in consumer litigation. The firm was founded in early 1998 with the goal of providing zealous advocacy to consumers subjected to unfair business, industry and trade practices. The firm represents consumers in individual actions, as well as through class action lawsuits, in the areas of unlawful credit reporting and debt collection practices, unfair trade practices, breach of warranty, truth-in-lending and other consumer matters. The firm’s attorneys have significant litigation experience both in federal and state trial courts throughout Pennsylvania.
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James A. Francis - Francis & Mailman, PC

JAMES A. FRANCIS is admitted to practice before the United States Court of Appeals for the Third Circuit, the United States District Court for the Eastern District of Pennsylvania, the United States District Court for the District of New Jersey, as well as the Pennsylvania state court. He is a 1992 graduate of Muhlenberg College (B.A., cum laude) and a 1995 graduate of the Temple University Beasley School of Law. In law school, he won the 1995 Wapner, Newman & Wigrizer, P.C. award for excellence in civil trial advocacy and was awarded outstanding oral advocacy. Additionally, he served as President of the Student Bar Association. Following law school, Mr. Francis was associated with Kolsby, Gordon, Robin, Shore & Rothweiler in Philadelphia, where his practice was concentrated in catastrophic injury litigation and medical malpractice. Since the formation of Francis & Mailman, P.C., he has focused his practice in consumer litigation, with particular concentration in fair credit reporting, fair debt collection practices and consumer class actions. He has tried and successfully litigated cases on behalf of many consumers throughout Pennsylvania.

In 2004, Mr. Francis was honored as one of the Top 100 Super Lawyers for both the Commonwealth of Pennsy