Allen, Lewis & Associates, Inc
|Address||4040 Woodcock, Ste 132|
Dealing with debt collection agencies can be scary. No one plans on being in debt. I think it is safe to say that most (not all) people want to be self sufficient, want to be able to pay their bills outright, want to be able to hold their own. But things happen, things come up, there are many unforeseen incidences that pop up in our lives that make it difficult or even impossible to pay our bills.
Your are not alone in your debt. You should know that although you may very well owe a creditor a certain amount of money, they must legally treat you with respect.
Understand the Fair Debt Practices Act
Know your rights. These debt collection agencies must follow the rules set under the Fair Debt Collections Act. These people cannot call before 8am and after 9pm. They cannot use obscene language when talking to you. They cannot threaten you or lie about any of the actions they can take.
Read about violations by other debt collection agencies.
If any of these behaviors are happening whenever you are on the phone, you can take action– you can fight back. Getting a lawyer is the first step. Get your phone and call us now- 877-735-8600.
Call now for a free consultation from our dedicated and experienced staff. We know how to talk to these agencies and we know the paths to take if necessary. Don’t hesitate to reach out to our team.