American Debt Services


Address P.O. Box 390306
City Edina
State Minnesota
Zip Code 55439
Address 918 Jericho Turnpike
City Huntington Station
State New York
Zip Code 11746
Address 395 North Service Road #410
City  Melville
State  New York
Zip Code 11747
Phone 1 888-824-5656
Phone 2 631-421-2076
Phone 3 888-333-0904
Phone 4 631-421-1506
Fax 631-421-139
Website http://www.amdebts.com/

Early this year, one  of the largest lawsuits ever against an abusive debt collection agencies was won.  A total of 10 million dollars was awarded in the case.  The debt collector told her that her house was in jeopardy because of the debt owed- a total lie.  It is extremely illegal under the Fair Debt Collection Practices Act to make any threats against the debtor. And to top this all off, the debt was not even the defendants, she was in fake debt free.

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Mistaken Identity

Unfortunately, millions of Americans are annually called on debts that are not even theirs.  The debt collection agencies buy your debt for pennies on the dollar putting all their profit on the recovery process.  If you think that the debt they are claiming is yours is a result of mistaken identity, you may want to first check all credit reports.  You can go to annualcreditreport.com for your free annual report look up from all three major credit bureaus- TransUnion, Experian, Equifax.

If it is a debt error, dispute this with the debt collection agency, creditor and even the credit bureaus immediately.  You may need to send a letter to all .  If the calls don’t stop, call a lawyer to help.  Call Francis and Mailman to get help on your side.

  1. William G. Jones says:

    They continue to call me about accounts I’ve never had and one that was paid in full to original account. I’ve had them open fake accounts and place them on my credit report saying I originated the account with them. Now they are calling me again with the same information they used the last time. They tell me “I” must prove the debt is not legitimate.

  2. Leroy Phillips says:

    I am having trouble tracking down a debt with US Bank. Please help.

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