Palisades Collection, LLC

This company is just as bad as the any other company, and they love doing things that are Illegal. I made an agreement to pay 10.00 a month on a Credit card that they had because I am Disabled and on a limited income from Workman’s comp. They took the first payment then told me it wasn’t good enough last I knew that was refusal of payment. They then took 75.00 dollars from my Checking Account and Froze my account which only had my money from Workman’s Comp in it. A sharffe told me they could not take that Money legally because it was worker’s comp but they never did return the money to my account. It is Illegal for any company to take Workman’s comp, or Disability money from your accounts and it is also Illegal for them to deny a payment of any amount.

You can never accuse this company of not having perseverance. They started sending debt collection information to my mother about 3 years ago, for a fictional debt. The notice said it was for First Union bank, an entity I have never conducted business with. Just in case the bank had inherited a debt from some where else, I called Wachovia (who now owns First Union). Wachovia doesn’t even have my name in thier database. No history whatsover. My mother told this agency I now longer lived there, and they stopped calling. About a year later I started getting the notices at my house (they found me). I didn’t respond. It took a while, but the notices stopped coming (they have to pay for the mailing, you know). 3 weeks ago, they started calling and leaving messages on my work cell phone. I have never answered a call or acknowledged them in any way. Should I? I have been told not to contact them at all, but wondering if this is the best course?