If so, you may be entitled to damages of up to $1000 per violation. Even if you owe money, you have rights and cannot be threatened or harassed by debt collectors.
Know your rights. Debt and all that comes along with it has become very profitable for companies nationwide. With interest rates, late fees and collection services, so many businesses have cropped up to handle debt. You may not know, but many creditors sell off their debt to third part debt collectors and debt collection agencies. Those third party agencies are then in charge of recovering as much of the debt as possible.
Unfortunately, sometimes these agencies go a little over board in their tactics used to obtain these debts. But what you should know is that you have rights. These companies cannot harass, threaten, call you at crazy hours, lie, or take other unlawful actions.
These collectors are trying so hard to recover as much of the debt as they can. This may mean lots of calls, mailings and letters. Collecting the full debt is their goal because a lot of the time they bought that debt from creditors for far less- meaning the rest is profit. With profit guiding them, they often use abusive and harassing tactics.
Fortunately, you are protected by the Fair Debt Collections Practices Act. The US government enacted this law to safeguard consumers from unfair conduct.
Call our lawyers today to make the abusive calls stop- 877-735-8600
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