American Coradius International, LLC (ACI)

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There is a federal law called the Fair Debt Collection Practice Act that was put in place to regulate the actions of all debt collection agencies.  Unfortunately, many debt collectors use questionable tactics when contacting you.  They may harass you about the debts owed, annoy you, call constantly and so much more.

This law applies to all debt collectors and debt collection agencies out there.  This means any company that is calling you in regards to a debt owed to someone else.  If the company that you owe money to directly calls you about payment, it is important to note that the Fair Debt Collection Practices Act does not apply to that company.  It only applies when that company hires a debt collection agency.

How  a Debt Collection Can Contact You

Debt collection agencies can contact you in a few ways- phone, fax, mail, telegram, and in person.  They cannot call you during unreasonable times- before 8am and after 9pm.  And not at your place of employment if you specify that it is not okay to do so.  However, if you prefer to be called outside of those hours because of your work or personal schedule, you can indicate that to them.

If you are interested in learning more about your rights and possibly discuss suing a debt collection agency– call our office today.  Start taking note as well during each call.  877-735-8600

Address 2420 Sweet Home Road, Ste 150
City Amherst
State New York
Zip Code 14228
Phone 1 716-580-6102
Fax 716-689-7084

Ratings for
  1. jen says:

    this company wanted to settle and did not provide the right information as they agreed to do at the time a bank wire was about to transpire. They caused a huge problem in my family

  2. Michele says:

    American Coradius has been lying to me and now they won’t answer my phone calls.

  3. Deandre says:

    If time is money you’ve made me a wealtiher woman.

  4. barry says:

    American Coradius International LLC has sent to my business address an invoice from Paypal Europe for $1633.00 simply addressed to ‘hairstylist’. I have no idea what this is but it smells like a scam.

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