• Caught in the Act: How to Spot a Fake Debt Collector

    February 7th, 2017

    Look out: many consumers across the country receive phone calls from fake debt collectors. These phone calls could include demands on repaying a loan you never took out or an amount within a loan that wasn’t what you originally took out, among other situations. The Federal Trade Commission warns consumers like you to be wary […]

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    Jim Francis comments on recent Spokeo decisions

    January 26th, 2017

    Jim Francis comments on recent Spokeo decisions from 3rd and 7th Circuits The Third and Seventh circuits on Friday offered their conflicting takes on whether a claimed statutory privacy violation is enough to establish standing under the U.S. Supreme Court’s Spokeo ruling, highlighting a potentially more welcoming atmosphere in the Third Circuit and placing a […]

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    What to Avoid to Keep Good Credit

    December 8th, 2016

    Most of these blog posts focus on how to recover from bad credit. But if there’s such a thing as bad credit, good credit also exists. When it comes to maintaining good credit, there are a few things to keep in mind or else your credit score may lower. Avoid these four things in order […]

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    The Nitty Gritty of Credit Repair Scams

    November 15th, 2016

    It may seem like a dream come true when a company offers an easy, quick solution to repairing bad credit. Be wary; some credit repair companies scam consumers, leading to more repercussions than simply having a bad credit. What does a scam look like? Any kind of advertisement mentioning a “new credit identity” with a […]