• What is an OFAC alert?

    August 20th, 2019

    What is the SDN list?  The Specially Designated Nationals (SDN) list is maintained by the U.S. Department of the Treasury’s Office of Foreign Assets Control.  The list contains names of individuals and companies that are controlled by or acting on behalf of targeted countries.  It also contains names of drug traffickers, arms dealers, and suspected […]

  • What is the TCPA?

    August 14th, 2019

    The Telephone Consumer Protection Act (TCPA), or 47 U.S.C. § 227, protects consumers from spam texts and robocalls by restricting how and when telemarketing can take place.  The act specifically addresses auto-dialing, pre-recorded voice messages, and spam text messages to cell phones, faxes, and residential land lines.   According to the TCPA, solicitors cannot:  Send unsolicited advertising faxes.  Make calls before 8 a.m. or […]

  • What happens to your credit after marriage?

    August 7th, 2019

    Are you getting married?  Marriage is a big step for both your personal life and your finances.  As you build a life together, it’s important to understand exactly how your credit score might change as a result of your new commitments.  Marriage may not directly affect your score, but if you are applying for things like […]

  • Credit Score Primer

    July 31st, 2019

    You’ve surely heard the terms “credit score,” “credit report,” and “credit bureaus,” but, like many Americans, you’re probably not exactly sure what they mean.  Every consumer deserves to know exactly how and why a credit score is calculated.  We’re going to break these concepts down so that you can feel confident in all your credit-related […]