• Credit Score Myths

    July 25th, 2019

    Credit scores are important; they are a significant factor in determining loans, housing, and even employment.  Most consumers have many questions about their credit score.  For instance: what is a credit score?  Who determines your credit score?  How do you improve your score?   Myth: Credit repair companies work.  Reality: Credit repair companies that advertise a quick resolution for […]

  • Do you need credit monitoring?

    July 16th, 2019

    What is credit monitoring?  Credit monitoring services, like those offered by TransUnion or Experian, watch your credit report for any changes or fraud and send you alerts if they detect any unusual activity.  These services can cost more than $30 each month, which is a steep cost to pay when you can perform many of these services […]

  • Planning a vacation? Protect your identity and your wallet!

    July 9th, 2019

    Are you going on vacation this summer?   It’s prime vacation time in the United States, and alongside 100 million other Americans, you’re probably excited to rest and relax with your loved ones.    With the allure of fun in the sun, it may be tempting to quickly book a hotel or pay for an unofficial tour, but sometimes your eagerness can result […]

  • Mark D. Mailman - Francis & Mailman - consumer law firm

    Mark Mailman Interviewed by CBS News about Fair Credit Reporting Act

    July 3rd, 2019

    Consumer protection attorney Mark Mailman was featured in an article about the Fair Credit Reporting Act and employment screening by Megan Cerullo at CBS News.  Employers are frequently relying on background checks to screen future and current employees, and Mark Mailman explains that this practice is only becoming more prevalent.  Under the FCRA, employers must […]