Planning a vacation? Protect your identity and your wallet!

July 9th, 2019

Are you going on vacation this summer?   It’s prime vacation time in the United States, and alongside 100 million other Americans, you’re probably excited to rest and relax with your loved ones.    With the allure of fun in the sun, it may be tempting to quickly book a hotel or pay for an unofficial tour, but sometimes your eagerness can result […]

What’s a secured credit card?

July 2nd, 2019

What is a secured credit card?  Have you heard about Amazon’s Credit Builder Card, which was launched earlier this month?  You may be wondering if this kind of card is the right choice for your financial situation.    A secured card is a type of credit card that is designed to help an individual with a low credit […]

Are you the victim of a data breach?

June 25th, 2019

What is a data breach?  Data breaches can happen at any time at any business or service that you have used, and chances are, you have already used a product owned by a company associated with a data breach.  You may have heard about recent data breaches at the Oregon Department of Human Services, U.S. Customs and Border […]

Thinking of getting a mortgage? Check your credit score.

June 19th, 2019

Thinking of purchasing a house or refinancing your home?    Your credit score plays a significant role when applying for a mortgage because it helps lenders determine how likely you are to repay your debts.  According to recent research, you will need a credit score of 580 or higher to secure a Federal Housing Administration loan to purchase a home.  However, […]