Equifax Sued for Not Investigating Disputed Inquiries on Credit Reports

December 3rd, 2019

Equifax Sued In Another Class Action Because Of Its Systemic Failure To Investigate Consumer Disputes Of Unauthorized Or Fraudulent Inquiries Appearing On Consumers’ Credit Reports Inquiry information is included on a credit report because it is part of a consumer’s credit history. Inquiries identify the persons and companies from whom the consumer sought credit and […]

What is an OFAC alert?

August 20th, 2019

What is the SDN list? The Specially Designated Nationals (SDN) list is maintained by the U.S. Department of the Treasury’s Office of Foreign Assets Control.  The list contains names of individuals and companies that are controlled by or acting on behalf of targeted countries.  It also contains names of drug traffickers, arms dealers, and suspected […]

Credit Score Primer

July 31st, 2019

You’ve surely heard the terms “credit score,” “credit report,” and “credit bureaus,” but, like many Americans, you’re probably not exactly sure what they mean.  Every consumer deserves to know exactly how and why a credit score is calculated.  We’re going to break these concepts down so that you can feel confident in all your credit-related […]

Credit Score Myths

July 25th, 2019

Credit scores are important; they are a significant factor in determining loans, housing, and even employment.  Most consumers have many questions about their credit score.  For instance: what is a credit score?  Who determines your credit score?  How do you improve your score?   Myth: Credit repair companies work.  Reality: Credit repair companies that advertise a quick resolution for […]