Debtor vs. Creditor- Who They Are & What The Difference Is

October 4th, 2018

What is the difference between creditors and debtors? If you’ve ever had to take out a loan or a similar form of credit, you’ve likely heard the words “creditor” and “debtor” used to explain the account. But sometimes these terms and their meanings can be confusing. Being informed of what creditors and debtors are and […]

When To Hire An Attorney – Know Your Consumer Rights

May 3rd, 2018

A summarized guide to consumer laws and what to do if your rights are violated. If any of your rights listed below have been violated, it’s time to contact an attorney and start fighting for your life back. Fair Credit Reporting Act The Fair Credit Reporting Act (FCRA) protects the accuracy and privacy of your […]

Stop Student Loan Debt Harassment

April 9th, 2018

With graduation comes adult life. You’re starting out in your career, getting a place of your own and… paying off those student loans. The good thing about student loans is that most of them have a grace period of six months after graduation; this gives you time to settle into your post-graduate life and start […]

Caught in the Act: How to Spot a Fake Debt Collector

February 7th, 2017

Look out: many consumers across the country receive phone calls from fake debt collectors. These phone calls could include demands on repaying a loan you never took out or an amount within a loan that wasn’t what you originally took out, among other situations. The Federal Trade Commission warns consumers like you to be wary […]