Jim Francis interviewed regarding Equifax Data Breach

September 15th, 2017

Jim Francis interviewed on KYW News Radio 1060 for advice on credit freezes and consumers impacted by the Equifax Data Breach. Read the rest here

Fair and Accurate Credit Transactions Act – What is it?

June 7th, 2017

The Fair and Accurate Credit Transactions Act (FACTA) is an amendment to the Fair Credit Reporting Act and allows consumers to request a free annual credit report from three credit reporting companies, Equifax, Experian and TransUnion. For an added fee, consumers can request a credit score with their report and information on how the score […]

Chip Slip: Security Issues with Chip Cards

March 8th, 2017

Chip-based credit cards are the new way to make a card transaction. The chip supposedly provides a more secure way to complete the transaction and keep your financial information safe. It works by randomizing the data sent to the card reader, making that information valid for one single transaction, versus the swipe method that had […]

Not as Safe as You Think: The Dangers of Identity Theft

September 27th, 2016

Identity theft occurs when a person’s financial or personal information is taken for the sole purpose of assuming that person’s identity in order to make transactions or purchases. Once a person’s identity is stolen, they may have difficulty removing errors from their credit report. It may also negatively impact their ability to get a job […]