CheckFast

Address 8813 Redwood Rd
City West Jordan
State Utah
Zip Code 84088
Phone 1 801-364-8200
Fax 801-364-9551
Website http://www.CheckFast.com

Importance of Your Credit Report

Each year thousands of consumers are denied credit due to bad credit or even because of inaccurate information on their credit report.  Credit bureaus and credit reporting agencies gather and report your credit history to those that have a legitimate need.  Most of the information within these reports are referring to payments, specifically the ability to pay and whether or not those payments are on time.

The reports also contain information about the consumers public information such as judgments, bankruptcies, tax liens and any other credit related items.  Credit reports are most often used by businesses that are determining the risk involved in lending you money or even for potential employers looking to hire you.

Find an Error on your Credit Report

When you are informed of a mistake within your credit information (or if you monitor your credit regularly and spot an error yourself), you must submit a dispute to the offending credit reporting agency. They will place an alert on this dispute and start an investigation on the item. If they are unable to verify their claim within 30 days of receiving the dispute, they must remove it from your credit report.

It sounds simple, but getting an error removed is not easy. If you are having problems and the errors are affecting your lending opportunities (or even employment), you may want to contact a lawyer. We can help you get issues resolved and also determine if you can be awarded damages.


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Francis & Mailman, P.C. is not responsible for the creation or development of the below comments and does not endorse the views or opinions expressed therein.

Do you have inaccurate information on your credit report? You may be entitled to compensation. Submit your case online to one of our attorneys for a free case review.

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