ChoicePoint was a background check service, that collected information from public and private databases to put together reports on individuals that companies would hire them to inquire about. ChoicePoint was purchased and is now LexisNexis Risk Solutions. ChoicePoint is well known for security breaches that led to personal information being accessed and stolen.
If you have a background check with errors, you are not alone. Unfortunately, it is not uncommon for mistakes to be on background checks and credit checks. Though it is a common occurrence it is not something you have to put up with. It is the responsibility of the background check provider such as ChoicePoint or LexisNexis Risk Solutions, as well as the company that hires them to make certain that all information in the report is completely accurate. If you have mistakes the law firm of Francis Mailman Soumilas, P.C. can help.
A credit reporting agency must remove a dispute if it is not verified within 30 days. If after disputing, you still see the error on the report, you may need an attorney to help.
Francis Mailman Soumilas, P.C., know how to get your credit report errors fixed and can get you the compensation you deserve. Don’t let credit report errors ruin your life and reputation. Fill out our form or call now for a free case evaluation.
Getting errors removed from your credit report is definitely not easy. But do not be discouraged, you can get help. Also there are laws in place to help you- the consumer. The Fair Credit Reporting Act was put in place to protect you as a consumer, to make sure that your credit reports are free of mistakes, if there are mistakes the consumer should be able to dispute and have those errors removed, and to be sure that your credit report and credit history does not get into the hands of the wrong people.
You have the right to view your credit report annually for free. It is your responsibility to monitor your information and to dispute any mistakes or errors you spot. No one else will do this for you. Errors can be very costly, so it is important to make sure your credit reports are clean.
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