Collect America is a large debt collection agency, they were also know as CACV and CACH. As of 2009 Collect America has been rebranded as SquareTwo Financial.
They specialize in collections for commercial business debt and consumer credit card debt.
Collect America, CACV, CACH, or now SquareTwo Financial, is a legitimate collections agency. It may seem like a scam when Collect America / SquareTwo Financial is trying to collect a debt that you do not owe. Unfortunately, this happens often. Your records may be mixed up with another consumer, or they may be outdated records. It is the responsibility of Collect America to make sure that all of the information they have is correct.
You have rights and do not have to put up with harassing debt collectors.
You are not alone. There are hundreds of debt collection agencies who’s job it is to collect debt owed by consumers just like you. These companies tend to buy your debt from a larger lender or creditor for pennies on the dollar. They then may harass you to recover as much of that debt as possible.
Collect America must follow fair collection practices under the Fair Debt Collection Practices Act (FDCPA).
For Example, Collect America may not contact you before 8am or after 9pm. Collection companies may not contact you at work, or your employer.
They are also not allowed to call family members. All of this is considered harassment.
If Collect America has repeatedly harassed you and your family to collect a debt that you do not owe, you may be entitled to damages.
Francis and Mailman is a successful consumer protection law firm that has filed many lawsuits for consumers who are fighting back against unethical debt collection companies.
Start taking notes during each call, keep all the records you can- letters, notices, etc. Anything you have to implicate that these companies are breaking the law will definitely help you in court.
Call Francis Mailman Soumilas, P.C. today at 877-735-8600, or fill out the form to the right to get your free case review.
Address: 4340 S. Monaco, Second Floor
web site: collectamerica.com
web site: http://www.squaretwofinancial.com/