Under the Fair Debt Collection Practices Act (FDCPA), you have rights that protect you from harassment, intimidation and abuse from debt collectors.
It is not a crime to have debt. We do not have debtors prison. Many debt collection agencies like Collectcorp will use misleading and threatening tactics in order to collect a debt. Debt collection companies may say that you will be arrested, or that they will garnish your wages. Sometimes they call over and over just to annoy you. They also may call you early in the morning before 8am or late at night after 9pm. None of this behavior is legal.
If this has happened to you, you have the right to sue Collectcorp for harassment.
If you feel like you are being harassed and your rights under the FDCPA have been violated by Collect Corporation, you need to hire the consumer protection law firm of Francis and Mailman today. Get your free case review now.
Ramsire v. Collectcorp, Inc., 2005 WL 3095948 (N.D. Cal.Nov. 17, 2005).
Debt collector initially stated that they would continue to collect the debt until it was paid in full. They later accepted a settlement offer for less than the full amount, but the court did not find this to be in violation of the FDCPA.
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