Companies must adhere to these rules listed before. If they violate any of these rules, you may be able to sue them and collect money for damages.
IMPORTANT: If you believe any of your rights have been violated, you may be entitled to monetary compensation. Talk to a lawyer immediately. Call 877-735-8600 now.
This act removed the confusing language in credit card contracts and brought transparency to fees and interest rates. The goal: no more surprise charges on our bills!
This law explains your rights as a consumer when dealing with credit repair companies. The biggest takeaway: don’t pay credit repair companies before the services are rendered!
Electronic transfer of funds is now the norm. This law brought about rules that provide full disclosure about fees and security to consumers using ATMs and online payment systems.
Under this act, we get a free credit report each year, from EACH credit reporting agency. We now also have better paths to dispute any incorrect information on our reports.
This protects us from any unethical practices of debt collection agencies. The way these companies reach out to us is now more strictly regulated.
There are tight rules regarding the practices surrounding telemarketing and autodialing. Companies reaching out to you for commercial matters need to have your permission before making calls.
This law requires lenders to disclose the terms of credit. It brings transparency to the whole process.
If you’re unsure whether a creditor or marketer is violating a law, call 877-735-8600 and we can determine if you have a case.
For examples on how others have used these laws to sue companies for damages, check out these sample legal briefs and pleadings.