My Credit Report Has Errors
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In compliance with the Fair Credit Reporting Act, the CRA’s (credit reporting agencies) have 30 days to look into your complaint and act on it, and must show in your report that an item is being disputed or is under investigation.
You may send a dispute letter to each CRA from whom you have ordered, received, and reviewed, a copy of your report if you think there are errors or wrong information. The addresses for dispute letters to the big 3 CRA's are:
Consumer Discosure Center
P.O. Box 2000
Chester, PA 19022-2000
Equifax Information Services, LLC
P.O. Box 740256
Atlanta, GA 30374
701 Experian Parkway
Allen, TX 75013