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Now a days, having debt is very common. With the increase in credit card bills, the unemployment rate, the volatility of the markets, medical bills, divorce increase and so much more- it has been hard for the average American to stay on top of everything. This means that more and more Americans are falling deeper into debt.
With increasing debt, comes the increasing pressure from debt collection agencies. You may be someone who has been receiving multiple calls a day from one or more debt collection companies. Are you avoiding those calls? You are not alone. Dealing with debt collectors can be scary and horrifying.
In many case, these companies and their employees may use very unethical and questionable tactics to get you to pay off your debt. Because creditors or lenders often sell your debts for pennies on the dollar to these debt collection agencies- the more money they can get from you, the more profit they make. This is why they often use bad practices.
You should know that these actions are often illegal and you can get an attorney to help you facilitate the debt process. Once you have a lawyer on your side, all correspondence goes through your lawyer- this means no more annoying calls all hours of the day.
Get a lawyer on your side- Francis and Mailman are very experienced and can help to determine if you can sue the collectors for illegal and unethical practices.