You Deserve a Free Credit Report

March 20th, 2015 by admin


It is your right as a US citizen to view your credit report yearly. The 2003 Fair and Accurate Credit Transactions Act put into law that all Americans are entitled to a free review of their credit annually. This allows you assure that all information is accurate and nothing fraudulent is going on with your accounts.

You are able to view a free credit report from all three major credit bureaus; Equifax, Experian and TransUnion. You can choose to see all three at once or one at a time.

How can you obtain your free yearly credit report?

Online: You are easily able to request your free annual credit report at annualcreditreport.com.

This process is quite simple. You plug in your personal information and select which credit bureaus you would like to view. They then display your credit report is a very easy to digest format. You can quickly go through all of your information to make sure everything is correct.

Via phone: Call in directly at (877) 322-8228.

Snail Mail: Fill out the Annual Credit Report Request form and mail it directly to get a copy of your credit report. Mail directly to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA, 30348-5281.

It is extremely important that you take advantage of this privilege annually. Making sure that all of the information is accurate is crucial. If you happen to find any issues on your credit reports from any of the credit bureaus, you need to contact them immediately to have fixed. If you find any fraudulent information, contact our experts immediately to help resolve all credit report errors.

Call us directly if you have any concerns- (877) 735-8600

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Francis & Mailman, P.C. is not responsible for the creation or development of the below comments and does not endorse the views or opinions expressed therein.