The Fair Credit Reporting Act was enacted to protect you and your credit information. Under the FCPA, you are entitled to receive one free copy of your credit report every 12 months; monitoring your credit report regularly can help prevent mistakes from going undetected and causing more damage.
If you are looking at your credit report and see a mistake, you should take action before this line item has an affect on a companies business decision regarding you in the future.
You may also come across an error if you are denied a loan or job. If this happens the company is required to inform you of the item that is causing the rejection. Unfortunately, that company cannot just take your word for it, that the item is an error. You will need to get in touch with the appropriate agencies to get the error remove.
If you’ve had negative experiences because of an error on your credit report, you may be entitled to monetary damages. Fill out our free case review form or call our attorneys at 1-877-735-8600 today to get started.
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