IC System Inc.

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What is IC System Inc?

IC System Inc. is a large debt collection agency that founded in 1938 with headquarters in Saint Paul, Minnesota. It collects debts for its clients in the healthcare, dental, education, utilities, government, financial services and commercial industries, as well as other small to medium sized businesses.

Like other debt collection companies, IC System buys debts from third party companies to then contact consumers and receive payments. IC System will purchase debts for pennies on the dollar, then turn around to collect payments from consumers in order to make a profit.

Is IC System a scam?

Scammers will use debt collection as a cover to get money from innocent consumers. The biggest signs of a fake debt collector are:

  • Using intimidation to scare you into making a payment
  • Asking for sensitive information regarding your personal and financial accounts
  • Refusing to give you a mailing address or phone number
  • Seeking payment on an unfamiliar debt

IC System is not a scam and the debt collectors there are legitimate. However, the BBB has a history of IC System Inc. complaints, involving alleged violations of debt collection rights, that consumers just like you have filed.

Stop Debt Collection Harassment from IC System Collections

For years, debt collectors have gotten away with harassment and abusive collection practices. Consumers did not know their protected rights for fair debt collection, and collection agencies took advantage of this. The Fair Debt Collection Practices Act (FDCPA) prevents debt collectors, such as IC System Inc., from using harmful and unfair tactics when trying to collect a debt.

Your rights under the FDCPA include:

  • Contact anybody who is not the main person that owes the debt
  • Threaten you with referral to an attorney, harm of credit, or wage garnishment without the actual intent to act on the threat
  • Calling at unreasonable times such as before 8:00 AM or after 9:00 PM
  • Contact you at your employer’s office if you tell them not to
  • Place calls to your employer to inform them of your debt or disclosing any aspect of the debt to others
  • Use profane or obscene language during calls
  • Send collection letters that appear to be from a court or government office
  • Threaten to arrest you if the debt remains unpaid

If IC System Inc. violated your fair debt collection rights, you have the right to sue.

How to File an IC System Lawsuit

If IC System has used unfair and unethical collections tactics, you have the right to sue under the Fair Debt Collections Practices Act. You must file within one year from the date that your right were violated.

Keep records of all the contact you have with IC System Inc, including documents sent through the mail or online. Keep track of all calls, including dates and times of the calls and the names of the people you speak with.

The consumer protection attorneys at Francis & Mailman are here to fight for your rights. Call us at 877-735-8600 to get free legal help now.

Contact Information for IC System Inc. – Phone Number, Mailing Address, Website

Address 444 Highway 96 East, P.O. Box 64378
City St. Paul
State Minnesota
Zip Code 55164-0378
Phone 1 866-628-7811
Phone 2 800-279-7244
Website www.icsystem.com

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