Credit Links

Federal Trade Commission

The Office of Public Affairs develops communications campaigns to promote the Federal Trade Commission’s (FTC) activities and programs. As the official news bureau for the FTC, our primary objective is to help American consumers understand what the FTC is, what it does, and the value the FTC adds to their lives.

Fair Credit Reporting Act

The complete text of the Fair Credit Reporting Act (FCRA).

Annual Credit Report

The authentic website to visit for free credit reports. This site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian, and TransUnion.

Marketer of “Free Credit Reports” Settles FTC Charges

Read the news release of, Inc. settling Federal Trade Commission charges.

Francis & Mailman featured on Today, PBS News Hour, Super Lawyers, and Philadelphia Inquirer