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Gervais v. Riddle & Assoc., P.C.
363 F. Supp. 2d 345 (D.Conn. 2005). Initial debt collection notice contained a settlement offer with a deadline of 30 days. This was a violation because the consumer is entitled to 30 days from receipt of first letter to dispute and request validation. A debt collector can attempt to collect on a debt that is past the statue of limitations if they refrain from threatening a law suit.
Riddle & Assocs., P.C. v. Kelley
2001 U.S. Dist. LEXIS15712 (N.D. Ill. Sept. 28, 2001). Debt collection notice was not found to be deceptive or misleading to consumer.
Shapiro v. Riddle & Assocs., P.C.
351 F.3d 63 (2d Cir.2003). Creditor’s fee to the consumer for having to hire a collection agency was found to be reasonable. Debt collection notice allowed consumer 30 days to dispute and request validation. This 30 day time period would suspend any law suit or further action.